Mortgage Lenders and Brokers in North Branch, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Branch, Minnesota mortgage lenders include Neighborhood National BankNeighborhood National Bank5481 Saint Croix Trl, North Branch, MN 55056B4.5 ★Texas Ratio: 21.20%, Associated Bank NAAssociated Bank NA38860 10th Ave, North Branch, MN 55056A+5.0 ★Texas Ratio: 3.45%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Minnco Credit UnionMinnco Credit Union38877 10th Ave, North Branch, MN 55056A+5.0 ★Texas Ratio: 2.50%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, and Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Branch, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Branch are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Branch, Minnesota
Market share is the lender's share of all home loans closed in North Branch, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Branch 5481 Saint Croix Trl, North Branch, MN 55056 B4.5 ★Texas Ratio: 21.20% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
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1 office in North Branch 38860 10th Ave, North Branch, MN 55056 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $145,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, USDA, HELOC | 25 +2 HELOCs |
7.2% | 96.2% | $269,400 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 9 +2 HELOCs |
2.6% | 64.3% | $112,777 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, VA, HELOC | 9 +1 HELOCs |
2.6% | 100% | $235,000 | View |
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38877 10th Ave, North Branch, MN 55056 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 9 | 2.6% | 69.2% | $82,777 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
1.7% | 66.7% | $210,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 6 | 1.7% | 100% | $210,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $179,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 5 | 1.4% | 100% | $267,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 1.2% | 100% | $285,000 | View |
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38807 9th Ave, North Branch, MN 55056 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $115,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $310,000 | View |
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21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.6% | 100% | $45,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
FHA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $345,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $245,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
First State Bank of Wyoming
6115 Stacy Trl, Stacy, MN 55079 |
Conventional | 1 | 0.3% | 100% | $85,000 | |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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7641 Lake Dr, Lino Lakes, MN 55014 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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11102 57th St Ne, Albertville, MN 55301 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14989 Florence Trl, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional, FHA, USDA | 5 | 1.4% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 30 +1 HELOCs |
8.7% | 90.9% | $327,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA | 24 | 7% | 53.3% | $277,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 23 | 6.7% | 100% | $317,608 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 4.1% | 75% | $207,142 | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA, HELOC | 12 +1 HELOCs |
3.5% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 3.5% | 100% | $305,833 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA | 11 | 3.2% | 100% | $265,909 | |
SWBC Mortgage Corporation
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Conventional, FHA | 10 | 2.9% | 100% | $203,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA | 8 | 2.3% | 88.9% | $292,500 | View |
Cardinal Financial Company, Li
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Conventional | 7 | 2% | 100% | $302,142 | |
Newrez LLC
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Conventional, VA | 5 | 1.4% | 100% | $211,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.4% | 100% | $251,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.2% | 83.3% | $255,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.2% | 100% | $117,500 | |
Mortgage Research Center
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VA | 4 | 1.2% | 100% | $347,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.2% | 80% | $327,500 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.9% | 62.5% | $68,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.9% | 100% | $351,666 | |
Lower, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 3 | 0.9% | 100% | $381,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
Resicentral LLC
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Conventional, FHA | 2 | 0.6% | 100% | $210,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 100% | $255,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $355,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $315,000 | |
Florida Capital Bank, N.A
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VA | 2 | 0.6% | 100% | $340,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.6% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 66.7% | $115,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $250,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $30,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.6% | 100% | $410,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $205,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $345,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Kind Lending, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
Compeer Financial
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Conventional | 1 | 0.3% | 100% | $75,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $325,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $305,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $475,000 | |
First International Bank & Trust
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $325,000 | |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 50% | $65,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $275,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.3% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Branch Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Branch, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in North Branch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Branch in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Branch, MN
Use these to narrow the list above. Each category shows how many North Branch, MN lenders fit and what that kind of lender is usually best for.
Who Lends in North Branch, MN
Independent mortgage companies closed 64.3 percent of home loans in North Branch, Minnesota in 2025, banks 20.6 percent and credit unions 15.1 percent. Luminate Home Loans, Inc. was the largest mortgage company, Neighborhood National Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Neighborhood National Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Branch, MN
By home loans closed in 2025, Neighborhood National Bank was the largest mortgage lender in North Branch, Minnesota with 2 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in North Branch, Minnesota in 2025, led by loanDepot.com LLC with 13. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 15 credit unions closed home loans in North Branch, Minnesota in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Branch, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Branch, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Branch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
