Mortgage Lenders and Brokers in Mounds View, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mounds View, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.8200 Coral Sea St Ne, Mounds View, MN 55112A+5.0 ★Texas Ratio: 2.85%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Ideal Credit UnionIdeal Credit Union3225 Denmark Ave, Eagan, MN 55121 1382A+5.0 ★Texas Ratio: 5.61%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Magnifi Financial Credit UnionMagnifi Financial Credit Union641 Railroad Ave, Albany, MN 56307A+5.0 ★Texas Ratio: 1.40%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, and Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mounds View, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mounds View are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mounds View, Minnesota
Market share is the lender's share of all home loans closed in Mounds View, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mounds View 8200 Coral Sea St Ne, Mounds View, MN 55112 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +3 HELOCs |
1.3% | 66.7% | $240,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 8 +1 HELOCs |
5% | 88.9% | $275,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 7 +8 HELOCs |
4.4% | 77.8% | $220,714 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 6 +5 HELOCs |
3.8% | 66.7% | $95,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 5 +3 HELOCs |
3.1% | 83.3% | $57,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $60,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 1.3% | 100% | $165,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 2 | 1.3% | 100% | $115,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 1 +8 HELOCs |
0.6% | 100% | $265,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $295,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $285,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
FHA | 1 | 0.6% | 100% | $385,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.6% | 50% | $495,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $255,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $135,000 | |
Cambria Financial Group
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Conventional | 1 | 0.6% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
5.7% | 100% | $287,222 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 5.7% | 90% | $303,888 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 5.7% | 100% | $302,777 | |
Rocket Mortgage
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Conventional, FHA | 8 | 5% | 81.8% | $163,750 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 8 | 5% | 100% | $268,750 | View |
Guild Mortgage Company
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Conventional, FHA | 5 | 3.1% | 100% | $199,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 2.5% | 29.4% | $85,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.9% | 100% | $258,333 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1.9% | 100% | $335,000 | |
loanDepot.com LLC
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Conventional | 3 | 1.9% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 1.9% | 100% | $335,000 | |
21St Mortgage
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Conventional | 3 | 1.9% | 50% | $78,333 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 1.3% | 100% | $280,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.3% | 100% | $315,000 | |
Newrez LLC
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Conventional | 2 | 1.3% | 66.7% | $180,000 | |
City 1st Mortgage Services, LC
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Conventional, FHA | 2 | 1.3% | 100% | $235,000 | |
Megastar Finanacial Corp
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Conventional, VA | 2 | 1.3% | 100% | $320,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $380,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.3% | 100% | $95,000 | View |
Movement Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $225,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $185,000 | |
Kind Lending, LLC
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FHA | 1 | 0.6% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $315,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.6% | 100% | $265,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.6% | 100% | $385,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.6% | 100% | $355,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Sfmc, LP
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $375,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 50% | $295,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.6% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Mounds View Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mounds View, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Mounds View? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mounds View in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mounds View, MN
Use these to narrow the list above. Each category shows how many Mounds View, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Mounds View, MN
Independent mortgage companies closed 61 percent of home loans in Mounds View, Minnesota in 2025, banks 18.2 percent and credit unions 20.8 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mounds View, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Mounds View, Minnesota with 2 loans, about 1.3 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Mounds View, Minnesota in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 14 credit unions closed home loans in Mounds View, Minnesota in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mounds View, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mounds View, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mounds View. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
