Mortgage Lenders and Brokers in Golden Valley, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Golden Valley, Minnesota mortgage lenders include Bell BankBell Bank5500 Wayzata Blvd, Golden Valley, MN 55416A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.5725 Duluth St, Golden Valley, MN 55422A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA600 Wisconsin Avenue N, Golden Valley, MN 55427A+5.0 ★Texas Ratio: 5.36%, Trustone Financial Credit UnionTrustone Financial Credit Union605 Boone Ave N, Golden Valley, MN 55427A+5.0 ★Texas Ratio: 4.56%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, Blaze Credit UnionBlaze Credit Union6450 Wayzata Blvd, Golden Valley, MN 55426A5.0 ★Texas Ratio: 6.19%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Golden Valley, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Golden Valley are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Golden Valley, Minnesota
Market share is the lender's share of all home loans closed in Golden Valley, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Golden Valley 5500 Wayzata Blvd, Golden Valley, MN 55416 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 37 +8 HELOCs |
9.7% | 97.4% | $425,270 | View |
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1 office in Golden Valley 5725 Duluth St, Golden Valley, MN 55422 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 16 +16 HELOCs |
4.2% | 81% | $373,750 | View |
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1 office in Golden Valley 600 Wisconsin Avenue N, Golden Valley, MN 55427 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 13 | 3.4% | 100% | $308,076 | View |
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605 Boone Ave N, Golden Valley, MN 55427 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 26 +17 HELOCs |
6.8% | 87.9% | $191,153 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 12 +3 HELOCs |
3.1% | 81.2% | $146,666 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 8 +4 HELOCs |
2.1% | 100% | $363,750 | View |
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6450 Wayzata Blvd, Golden Valley, MN 55426 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 6 +4 HELOCs |
1.6% | 66.7% | $131,666 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +5 HELOCs |
1.3% | 83.3% | $365,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 5 | 1.3% | 100% | $411,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 5 | 1.3% | 100% | $223,000 | View |
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★ 5 stars, 1 review 1 General Mills Blvd, Golden Valley, MN 55426 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 5 | 1.3% | 100% | $191,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 4 | 1% | 100% | $422,500 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 4 | 1% | 100% | $122,500 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 3 +7 HELOCs |
0.8% | 100% | $331,666 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $368,333 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 2 +13 HELOCs |
0.5% | 100% | $465,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,270,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 2 | 0.5% | 66.7% | $270,000 | View |
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102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 2 | 0.5% | 100% | $425,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $35,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
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311 10th Ave S, Buffalo, MN 55313 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1230 4th St S, Cannon Falls, MN 55009 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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4125 Ball Rd Ne, Blaine, MN 55014 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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950 Highway 95 N, Bayport, MN 55003 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
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2100 Blaisdell Ave, Minneapolis, MN 55404 A5.0 ★Texas Ratio: 9.43% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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5800 Saint Croix Ave N, Golden Valley, MN 55422 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Cambria Financial Group
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Conventional | 7 | 1.8% | 100% | $396,428 | |
Tradition Mortgage, LLC
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Conventional | 7 | 1.8% | 100% | $249,285 | |
Summit Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $268,333 | |
Servion
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Conventional | 1 | 0.3% | 100% | $355,000 | |
South Metro Federal Credit Uni
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Conventional | 1 | 0.3% | 100% | $45,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 4.7% | 90% | $321,111 | |
Rocket Mortgage
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Conventional, FHA | 18 | 4.7% | 79.2% | $337,222 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 12 | 3.1% | 92.3% | $512,500 | |
CrossCountry Mortgage, LLC
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Conventional | 10 | 2.6% | 100% | $356,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.6% | 90.9% | $428,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2.1% | 80% | $370,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 8 | 2.1% | 100% | $457,500 | |
Guild Mortgage Company
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Conventional | 7 | 1.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA, HELOC | 5 +4 HELOCs |
1.3% | 100% | $295,000 | View |
Movement Mortgage, LLC
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Conventional | 5 | 1.3% | 83.3% | $365,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 1.3% | 85.7% | $269,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.3% | 83.3% | $417,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 4 +2 HELOCs |
1% | 80% | $547,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 1% | 80% | $240,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 1% | 100% | $415,000 | |
loanDepot.com LLC
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Conventional | 4 | 1% | 80% | $305,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $238,333 | View |
Primelending
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Conventional | 3 | 0.8% | 100% | $385,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.8% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $260,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $220,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $290,000 | |
Bay Equity LLC
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Conventional | 2 | 0.5% | 100% | $350,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional, Jumbo | 2 | 0.5% | 100% | $630,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.5% | 100% | $570,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.5% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $775,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $415,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,135,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.3% | 100% | $785,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.3% | 100% | $425,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $65,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $505,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $565,000 | View |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.3% | 100% | $435,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Midwestone Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Golden Valley Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Golden Valley, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Golden Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Golden Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Golden Valley, MN
Use these to narrow the list above. Each category shows how many Golden Valley, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Golden Valley, MN
Independent mortgage companies closed 45.7 percent of home loans in Golden Valley, Minnesota in 2025, banks 36.2 percent and credit unions 18.1 percent. Luminate Home Loans, Inc. was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Golden Valley, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Golden Valley, Minnesota with 37 loans, about 9.7 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Golden Valley, Minnesota in 2025, led by Bell Bank with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 18 credit unions closed home loans in Golden Valley, Minnesota in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Golden Valley, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Golden Valley, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Golden Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
