East Bethel, Minnesota mortgage lenders include First Bank & TrustFirst Bank & Trust234 1st Ave E, Cambridge, MN 55008A+5.0 ★Texas Ratio: 3.79%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, Minnco Credit UnionMinnco Credit Union2121 Station Pkwy NW, Andover, MN 55304A+5.0 ★Texas Ratio: 2.50%, Associated Healthcare CUAssociated Healthcare CU4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433A+5.0 ★Texas Ratio: 3.27%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, and Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Bethel, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Bethel are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in East Bethel, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in East Bethel 234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $15,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 18 +1 HELOCs |
6.6% | 100% | $307,777 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 14 +1 HELOCs |
5.1% | 82.4% | $117,142 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 11 +1 HELOCs |
4% | 91.7% | $105,909 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 8 +4 HELOCs |
2.9% | 88.9% | $138,750 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 7 | 2.6% | 100% | $247,857 | View |
|
2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 6 | 2.2% | 85.7% | $85,000 | View |
|
4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 5 | 1.8% | 100% | $47,000 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
1.5% | 66.7% | $202,500 | View |
|
14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 100% | $385,000 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 75% | $241,666 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 1.1% | 100% | $435,000 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 3 | 1.1% | 75% | $308,333 | View |
|
405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $205,000 | View |
|
3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $225,000 | View |
|
11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.7% | 100% | $115,000 | View |
|
7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 2 | 0.7% | 100% | $465,000 | View |
|
410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 2 | 0.7% | 100% | $210,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $235,000 | View |
|
14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $35,000 | View |
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
|
21450 Forest Blvd N, Forest Lake, MN 55025 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
|
20 Hartman Dr, Moose Lake, MN 55767 A+5.0 ★Texas Ratio: 0.52% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
|
9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
|
15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
|
641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
|
2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
|
4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
|
102 S Broadway, La Salle, MN 56056 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
|
7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
|
Conventional | 2 | 0.7% | 100% | $270,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
5.1% | 87.5% | $325,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 14 | 5.1% | 77.8% | $150,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 11 | 4% | 100% | $385,909 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 11 | 4% | 100% | $324,090 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 7 | 2.6% | 100% | $335,000 | |
New American Funding, LLC.
|
Conventional, FHA | 7 | 2.6% | 87.5% | $325,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 7 | 2.6% | 100% | $302,142 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 6 +1 HELOCs |
2.2% | 85.7% | $306,666 | View |
Nationstar Mortgage
|
Conventional, FHA, VA | 5 | 1.8% | 100% | $209,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.5% | 100% | $417,500 | |
Newrez LLC
|
Conventional, VA | 4 | 1.5% | 100% | $312,500 | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 1.5% | 66.7% | $260,000 | |
Chartwell Financial, LLC
|
Conventional | 4 | 1.5% | 100% | $90,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 4 | 1.5% | 100% | $325,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1.1% | 100% | $138,333 | |
Mutual of Omaha Mortgage
|
Conventional | 3 | 1.1% | 100% | $358,333 | |
Spring Eq, LLC
|
Conventional | 3 | 1.1% | 60% | $71,666 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 3 | 1.1% | 100% | $235,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 2 +2 HELOCs |
0.7% | 100% | $465,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.7% | 100% | $230,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.7% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $180,000 | |
Resicentral LLC
|
Conventional | 2 | 0.7% | 100% | $445,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.7% | 66.7% | $335,000 | |
Sfmc, LP
|
FHA, VA | 2 | 0.7% | 100% | $320,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0.7% | 100% | $275,000 | |
|
C+4.1 ★Texas Ratio: 26.29% |
Conventional | 2 | 0.7% | 40% | $65,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 0.7% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
Primelending
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $525,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.4% | 50% | $95,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $115,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Nations Lending Corporation
|
VA | 1 | 0.4% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Mortgage Research Center
|
VA | 1 | 0.4% | 50% | $245,000 | |
Megastar Finanacial Corp
|
FHA | 1 | 0.4% | 100% | $405,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $385,000 | |
21St Mortgage
|
Conventional | 1 | 0.4% | 25% | $35,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $725,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Midwestone Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in East Bethel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Bethel in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many East Bethel, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 53.8 percent of home loans in East Bethel, Minnesota in 2025, banks 22.7 percent and credit unions 23.4 percent. Summit Mortgage Corporation was the largest mortgage company, First Bank & Trust the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Affinity Plus Federal Credit Union led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, First Bank & Trust was the largest mortgage lender in East Bethel, Minnesota with 1 loans, about 0.4 percent of the market. The largest lender headquartered in Minnesota was Affinity Plus Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in East Bethel, Minnesota in 2025, led by United Wholesale Mortgage with 3. 14 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 16 credit unions closed home loans in East Bethel, Minnesota in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Bethel, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Bethel, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Bethel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.