Mortgage Lenders and Brokers in Dayton, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dayton, Minnesota mortgage lenders include Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, BankwestBankwest311 10th Ave S, Buffalo, MN 55313A+5.0 ★Texas Ratio: 3.09%, and Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dayton, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dayton are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dayton, Minnesota
Market share is the lender's share of all home loans closed in Dayton, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 21 +3 HELOCs |
5.8% | 100% | $488,333 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, Jumbo, HELOC | 12 +9 HELOCs |
3.3% | 75% | $190,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 10 +4 HELOCs |
2.7% | 90.9% | $528,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +3 HELOCs |
1.6% | 75% | $413,333 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 6 +3 HELOCs |
1.6% | 100% | $271,666 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 85.7% | $127,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.1% | 100% | $812,500 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 1.1% | 100% | $345,000 | View |
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311 10th Ave S, Buffalo, MN 55313 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 4 | 1.1% | 100% | $455,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.1% | 100% | $367,500 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 100% | $451,666 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 50% | $391,666 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 3 | 0.8% | 100% | $485,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $555,000 | View |
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Dodge And Belvidere, Kellogg, MN 55945 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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4050 Coon Rapids Blvd NW, Coon Rapids, MN 55433 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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13735 Round Lake Blvd NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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11800 Aberdeen St Ne, Blaine, MN 55449 C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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730 Humboldt Dr, Big Lake, MN 55309 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Tradition Mortgage, LLC
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Conventional | 27 | 7.4% | 100% | $415,740 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
M/I Financial. LLC
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Conventional, FHA, VA | 42 | 11.5% | 100% | $417,619 | |
Lennar Mortgage, LLC
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Conventional, VA | 24 | 6.6% | 100% | $392,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 6% | 92% | $337,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 20 +1 HELOCs |
5.5% | 87% | $491,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 17 | 4.7% | 89.5% | $412,647 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 2.7% | 100% | $393,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.9% | 100% | $343,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.6% | 90% | $465,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 4 | 1.1% | 100% | $352,500 | |
Spring Eq, LLC
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Conventional | 4 | 1.1% | 40% | $112,500 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $161,666 | View |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 100% | $291,666 | |
Guild Mortgage Company
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Conventional | 3 | 0.8% | 100% | $368,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 100% | $511,666 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.8% | 100% | $535,000 | |
New American Funding, LLC.
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Conventional | 3 | 0.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 100% | $108,333 | View |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $350,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.5% | 100% | $560,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $545,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 80% | $655,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $525,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 100% | $480,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $400,000 | |
Resicentral LLC
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Conventional | 2 | 0.5% | 100% | $305,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.5% | 100% | $445,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 2 | 0.5% | 100% | $645,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $200,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.5% | 100% | $610,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $515,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Primelending
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Conventional | 1 | 0.3% | 50% | $515,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 16.7% | $485,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $535,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
Waterstone Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $735,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $655,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 50% | $485,000 | |
Mountain Commerce Bank
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Conventional | 1 | 0.3% | 100% | $925,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.3% | 100% | $735,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Dayton Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dayton, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Dayton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dayton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dayton, MN
Use these to narrow the list above. Each category shows how many Dayton, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Dayton, MN
Independent mortgage companies closed 67.6 percent of home loans in Dayton, Minnesota in 2025, banks 21.7 percent and credit unions 10.7 percent. Luminate Home Loans, Inc. was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Trustone Financial Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dayton, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Dayton, Minnesota with 21 loans, about 5.8 percent of the market. The largest lender headquartered in Minnesota was Trustone Financial Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Dayton, Minnesota in 2025, led by M/I Financial. LLC with 3. 14 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 15 credit unions closed home loans in Dayton, Minnesota in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dayton, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dayton, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dayton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
