Mortgage Lenders and Brokers in Breezy Point, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Breezy Point, Minnesota mortgage lenders include American National Bank of MinnesotaAmerican National Bank of Minnesota512 30th Ave E, Alexandria, MN 56308A5.0 ★Texas Ratio: 8.08%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, First Western Bank & TrustFirst Western Bank & Trust3313 Highway 29 S, Alexandria, MN 56308A-5.0 ★Texas Ratio: 15.55%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, National Bank of CommerceNational Bank of Commerce22 1st St Ne, Bagley, MN 56621A+5.0 ★Texas Ratio: 5.00%, and Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Breezy Point, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Breezy Point are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Breezy Point, Minnesota
Market share is the lender's share of all home loans closed in Breezy Point, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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512 30th Ave E, Alexandria, MN 56308 A5.0 ★Texas Ratio: 8.08% |
Conventional | 4 | 8.9% | 100% | $150,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 6.7% | 100% | $281,666 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +1 HELOCs |
4.4% | 100% | $255,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 2 +1 HELOCs |
4.4% | 100% | $55,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 2 | 4.4% | 100% | $100,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 2 | 4.4% | 100% | $150,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +1 HELOCs |
2.2% | 100% | $405,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.2% | 100% | $155,000 | View |
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22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 2.2% | 100% | $65,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 2.2% | 100% | $215,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 2.2% | 100% | $305,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 2.2% | 100% | $225,000 | View |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
Conventional, Jumbo | 1 | 2.2% | 100% | $1,245,000 | View |
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6545 France Ave S Ste 130, Edina, MN 55435 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 1 | 2.2% | 100% | $505,000 | View |
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12500 Sherburne Avenue, Becker, MN 55308 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 2.2% | 100% | $75,000 | View |
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1060 Paul Bunyan Dr Nw, Bemidji, MN 56601 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 2.2% | 100% | $455,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 2.2% | 100% | $295,000 | View |
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7831 E Bush Lake Rd, Edina, MN 55439 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 2.2% | 100% | $725,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 2.2% | 100% | $285,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bremer Bank NA
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Conventional | 1 | 2.2% | 100% | $505,000 | |
United Wholesale Mortgage
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Conventional | 2 | 4.4% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 4.4% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 2.2% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 2.2% | 100% | $685,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2.2% | 100% | $405,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 6.13% |
Conventional | 1 | 2.2% | 100% | $395,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 2.2% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 2.2% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 2.2% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 2.2% | 100% | $395,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.2% | 100% | $585,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.2% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 2.2% | 100% | $665,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Breezy Point Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Breezy Point, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Breezy Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Breezy Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Breezy Point, MN
Use these to narrow the list above. Each category shows how many Breezy Point, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Breezy Point, MN
Independent mortgage companies closed 26.7 percent of home loans in Breezy Point, Minnesota in 2025, banks 66.7 percent and credit unions 6.7 percent. United Wholesale Mortgage was the largest mortgage company, American National Bank of Minnesota the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, American National Bank of Minnesota led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Breezy Point, MN
By home loans closed in 2025, American National Bank of Minnesota was the largest mortgage lender in Breezy Point, Minnesota with 4 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Breezy Point, Minnesota in 2025, led by Prosperity Home Mortgage, LLC with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 4 credit unions closed home loans in Breezy Point, Minnesota in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Breezy Point, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Breezy Point, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Breezy Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
