Mortgage Lenders and Brokers in Belle Plaine, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belle Plaine, Minnesota mortgage lenders include Cornerstone State BankCornerstone State Bank406 E Poplar St, Belle Plaine, MN 56011A5.0 ★Texas Ratio: 6.12%, First National Bank MinnesotaFirst National Bank Minnesota201 W Main St, Belle Plaine, MN 56011A5.0 ★Texas Ratio: 8.50%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and HomeTown BankHomeTown Bank1600 Monroe Drive, Carver, MN 55315A+5.0 ★Texas Ratio: 3.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belle Plaine, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belle Plaine are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belle Plaine, Minnesota
Market share is the lender's share of all home loans closed in Belle Plaine, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Belle Plaine 406 E Poplar St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 6.12% |
Conventional | 6 | 2.5% | 85.7% | $115,000 | View |
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1 office in Belle Plaine 201 W Main St, Belle Plaine, MN 56011 A5.0 ★Texas Ratio: 8.50% |
Conventional | 3 | 1.2% | 100% | $111,666 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 10 +1 HELOCs |
4.2% | 100% | $235,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 7 | 2.9% | 88.9% | $62,142 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
2.5% | 66.7% | $350,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 6 | 2.5% | 100% | $256,666 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 5 +12 HELOCs |
2.1% | 62.5% | $111,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
2.1% | 100% | $223,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
FHA, VA | 4 | 1.7% | 100% | $292,500 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 4 | 1.7% | 100% | $200,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.7% | 100% | $165,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $128,333 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, USDA | 3 | 1.2% | 100% | $248,333 | View |
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4001 Lexington Ave N, Arden Hills, MN 55126 A+5.0 ★Texas Ratio: 4.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $60,000 | View |
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113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 2 | 0.8% | 100% | $250,000 | View |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.8% | 100% | $225,000 | View |
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2850 Cutters Grove Ave, Anoka, MN 55303 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 2 | 0.8% | 100% | $35,000 | View |
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255 33rd St W, Hastings, MN 55033 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.8% | 100% | $75,000 | View |
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234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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239 Main St, Henderson, MN 56044 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.4% | 50% | $155,000 | View |
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27925 Danville Avenue, Castle Rock, MN 55010 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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701 Ash St Ne, Lonsdale, MN 55046 A5.0 ★Texas Ratio: 13.86% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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301 S State St, Fairmont, MN 56031 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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101 Old Town Rd, Elko New Market, MN 55054 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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715 Crossroads Campus Dr NE, Buffalo, MN 55313 5074 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $251,666 | |
Cambria Financial Group
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Conventional, FHA | 2 | 0.8% | 100% | $330,000 | |
Servion
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Conventional | 1 | 0.4% | 50% | $435,000 | |
M/I Financial. LLC
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Conventional, FHA | 23 | 9.6% | 100% | $414,130 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 6.2% | 65.2% | $278,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 4.6% | 73.3% | $332,272 | |
Mortgage Research Center
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VA | 8 | 3.3% | 88.9% | $307,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 3.3% | 88.9% | $342,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 6 | 2.5% | 77.8% | $288,333 | |
Newrez LLC
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Conventional | 5 | 2.1% | 83.3% | $167,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.7% | 100% | $322,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.7% | 100% | $482,500 | |
Primelending
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Conventional, VA | 3 | 1.2% | 100% | $451,666 | |
Freedom Mortgage Corporation
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VA | 3 | 1.2% | 60% | $228,333 | |
Compeer Financial
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Conventional | 3 | 1.2% | 100% | $205,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.2% | 80% | $291,666 | |
Premier Lending Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $181,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.2% | 100% | $55,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, USDA | 3 | 1.2% | 75% | $521,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.2% | 100% | $368,333 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional, VA | 3 | 1.2% | 100% | $248,333 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 3 | 1.2% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.8% | 100% | $260,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $275,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $355,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.8% | 100% | $230,000 | View |
Navy Federal Credit Union
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VA | 2 | 0.8% | 100% | $230,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $285,000 | |
Kind Lending, LLC
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VA | 1 | 0.4% | 100% | $255,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
American Financing Corporation
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FHA | 1 | 0.4% | 50% | $355,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Megastar Finanacial Corp
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VA | 1 | 0.4% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 33.3% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 50% | $295,000 | View |
Genisys Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Altra Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Belle Plaine Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belle Plaine, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Belle Plaine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belle Plaine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belle Plaine, MN
Use these to narrow the list above. Each category shows how many Belle Plaine, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Belle Plaine, MN
Independent mortgage companies closed 54.2 percent of home loans in Belle Plaine, Minnesota in 2025, banks 35.8 percent and credit unions 10 percent. Tradition Mortgage, LLC was the largest mortgage company, Cornerstone State Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Cornerstone State Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belle Plaine, MN
By home loans closed in 2025, Cornerstone State Bank was the largest mortgage lender in Belle Plaine, Minnesota with 6 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Belle Plaine, Minnesota in 2025, led by M/I Financial. LLC with 8. 13 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in Belle Plaine, Minnesota in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belle Plaine, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belle Plaine, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belle Plaine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
