Wolverine, Michigan mortgage lenders include Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, 4Front Credit Union4Front Credit Union515 E Cayuga St, Bellaire, MI 49615, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, and Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wolverine, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wolverine are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Wolverine, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 5 | 8.3% | 83.3% | $221,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +1 HELOCs |
5% | 100% | $138,333 | View |
4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
Conventional, HELOC | 2 +2 HELOCs |
3.3% | 100% | $90,000 | |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
3.3% | 100% | $210,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 2 +1 HELOCs |
3.3% | 100% | $370,000 | View |
|
468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +1 HELOCs |
3.3% | 100% | $185,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +1 HELOCs |
1.7% | 100% | $205,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 1.7% | 100% | $35,000 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.7% | 100% | $225,000 | View |
|
1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.7% | 100% | $185,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 1.7% | 100% | $145,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 1.7% | 100% | $65,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 1.7% | 100% | $305,000 | |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 1.7% | 100% | $85,000 | View |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 1.7% | 100% | $95,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA | 8 | 13.3% | 72.7% | $191,250 | |
United Wholesale Mortgage
|
Conventional, FHA, USDA | 4 | 6.7% | 100% | $132,500 | |
Legacy Mortgage
|
FHA | 1 | 1.7% | 100% | $165,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 1.7% | 100% | $245,000 | |
Staunton Financial Inc
|
Conventional | 1 | 1.7% | 100% | $225,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 2 | 3.3% | 100% | $200,000 | |
Navy Federal Credit Union
|
Conventional | 2 | 3.3% | 100% | $65,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 3.3% | 50% | $115,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.7% | 100% | $285,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1.7% | 100% | $155,000 | |
Goodleap, LLC
|
FHA | 1 | 1.7% | 100% | $115,000 | |
Everett Financial, Inc.
|
FHA | 1 | 1.7% | 100% | $95,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1.7% | 100% | $295,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1.7% | 100% | $185,000 | |
American Financing Corporation
|
FHA | 1 | 1.7% | 100% | $195,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.7% | 100% | $645,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.7% | 50% | $455,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 1.7% | 100% | $155,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 1.7% | 100% | $195,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.7% | 50% | $115,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.7% | 100% | $125,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Wolverine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wolverine in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Wolverine, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Wolverine, Michigan in 2025, banks 31.7 percent and credit unions 18.3 percent. Rocket Mortgage was the largest mortgage company, Mercantile Bank the largest bank and 4Front Credit Union the largest credit union. Among lenders headquartered in Michigan, Mercantile Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Mercantile Bank was the largest mortgage lender in Wolverine, Michigan with 5 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Wolverine, Michigan in 2025, led by Carrington Mortgage Services LLC with 2. 2 lenders closed VA loans, led by Huntington National Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 11 credit unions closed home loans in Wolverine, Michigan in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wolverine, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wolverine, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wolverine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.