Mortgage Lenders and Brokers in Wolf Lake, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wolf Lake, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, Route 31 Federal Credit UnionRoute 31 Federal Credit Union715 Terrace St, Muskegon, MI 49440A+5.0 ★Texas Ratio: 1.80%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, and Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wolf Lake, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wolf Lake are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wolf Lake, Michigan
Market share is the lender's share of all home loans closed in Wolf Lake, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, HELOC | 33 +7 HELOCs |
12.5% | 84.6% | $209,545 | |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA | 11 | 4.2% | 64.7% | $121,363 | View |
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715 Terrace St, Muskegon, MI 49440 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 5 | 1.9% | 100% | $33,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 5 | 1.9% | 100% | $219,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +8 HELOCs |
1.5% | 66.7% | $255,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
1.5% | 80% | $247,500 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 3 +5 HELOCs |
1.1% | 75% | $235,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 3 | 1.1% | 100% | $298,333 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $475,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.8% | 100% | $205,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.8% | 100% | $40,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 2 | 0.8% | 100% | $50,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 0.8% | 66.7% | $190,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 0.4% | 100% | $285,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.4% | 100% | $195,000 | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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4075 W Polk Rd, Hart, MI 49420 8177 A+5.0 ★Texas Ratio: 4.26% |
Conventional | 1 | 0.4% | 50% | $15,000 | View |
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1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 10.2% | 87.5% | $212,777 | |
Mortgage 1 Incorporated
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Conventional, FHA, VA | 20 | 7.6% | 96% | $239,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 6.8% | 85.7% | $219,444 | |
VanDyk Mortgage Corporation
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Conventional, FHA, VA, USDA | 14 | 5.3% | 100% | $247,857 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 6 | 2.3% | 100% | $190,000 | |
MMS Mortgage Services, Ltd.
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Conventional, FHA | 3 | 1.1% | 100% | $158,333 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Triad Financial Services, Inc.
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Conventional | 27 | 10.2% | 43.7% | $58,333 | |
T2 Financial LLC
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Conventional, FHA, VA | 7 | 2.7% | 100% | $207,857 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.9% | 100% | $165,000 | |
Mortgage Research Center
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VA | 5 | 1.9% | 62.5% | $337,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 5 | 1.9% | 100% | $225,000 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 4 | 1.5% | 100% | $277,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.5% | 66.7% | $195,000 | |
21St Mortgage
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Conventional | 4 | 1.5% | 21.1% | $62,500 | |
Newrez LLC
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Conventional, VA | 3 | 1.1% | 100% | $131,666 | |
Churchill Mortgage Corporation
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Conventional, VA | 3 | 1.1% | 100% | $288,333 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.8% | 100% | $120,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 66.7% | $180,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $120,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 0.8% | 100% | $270,000 | |
Mutual of Omaha Mortgage
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $45,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.4% | 100% | $195,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.4% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Mission Loans, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 50% | $115,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.4% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wolf Lake Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wolf Lake, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Wolf Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wolf Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wolf Lake, MI
Use these to narrow the list above. Each category shows how many Wolf Lake, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Wolf Lake, MI
Independent mortgage companies closed 69.3 percent of home loans in Wolf Lake, Michigan in 2025, banks 11.4 percent and credit unions 19.3 percent. Towne Mortgage Company was the largest mortgage company, ChoiceOne Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wolf Lake, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Wolf Lake, Michigan with 33 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Wolf Lake, Michigan in 2025, led by Rocket Mortgage with 8. 18 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 13 credit unions closed home loans in Wolf Lake, Michigan in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wolf Lake, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wolf Lake, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wolf Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
