Mortgage Lenders and Brokers in Whitmore Lake, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitmore Lake, Michigan mortgage lenders include Bank of Ann ArborBank of Ann Arbor9775 E M 36, Whitmore Lake, MI 48189A+5.0 ★Texas Ratio: 1.88%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709, University BankUniversity Bank2015 Washtenaw Ave, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 3.82%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Michigan Educational Credit UnionMichigan Educational Credit Union4141 Jackson Rd, Ann Arbor, MI 48103 1827A+5.0 ★Texas Ratio: 1.03%, and PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitmore Lake, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitmore Lake are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitmore Lake, Michigan
Market share is the lender's share of all home loans closed in Whitmore Lake, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Whitmore Lake 9775 E M 36, Whitmore Lake, MI 48189 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.4% | 50% | $285,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, VA | 11 | 4.7% | 100% | $507,727 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
3% | 100% | $556,428 | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 6 +9 HELOCs |
2.6% | 75% | $260,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 6 +9 HELOCs |
2.6% | 100% | $185,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 5 +5 HELOCs |
2.1% | 100% | $211,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 5 | 2.1% | 100% | $257,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 4 | 1.7% | 80% | $477,500 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 3 +3 HELOCs |
1.3% | 100% | $241,666 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +3 HELOCs |
1.3% | 100% | $225,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.3% | 60% | $291,666 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, USDA, HELOC | 3 +1 HELOCs |
1.3% | 100% | $425,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.3% | 100% | $281,666 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $140,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $340,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 0.9% | 100% | $385,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +9 HELOCs |
0.4% | 100% | $575,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $25,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.4% | 100% | $425,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.4% | 100% | $75,000 | |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 38 | 16.2% | 97.5% | $287,631 | |
Rocket Mortgage
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Conventional, FHA | 21 | 9% | 81.5% | $273,571 | |
Staunton Financial Inc
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Conventional, FHA | 6 | 2.6% | 85.7% | $343,333 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 5 | 2.1% | 100% | $233,000 | |
Mortgage 1 Incorporated
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Conventional, FHA | 3 | 1.3% | 100% | $255,000 | |
Mortgage Center LC
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Conventional | 3 | 1.3% | 100% | $265,000 | |
GreenStone Farm Credit Services
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Conventional, Jumbo | 2 | 0.9% | 100% | $920,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $225,000 | |
Legacy Mortgage
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Conventional | 1 | 0.4% | 100% | $245,000 | |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Triad Financial Services, Inc.
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Conventional | 14 | 6% | 80.6% | $88,571 | |
Greenstate Credit Union
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Conventional | 8 | 3.4% | 50% | $91,250 | |
21St Mortgage
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Conventional | 8 | 3.4% | 47.1% | $91,250 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 2.1% | 100% | $257,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.7% | 100% | $440,000 | |
The Loan Store, Inc
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Conventional | 3 | 1.3% | 100% | $288,333 | |
Ruoff Mortgage Company
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Conventional | 2 | 0.9% | 100% | $335,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.9% | 100% | $345,000 | |
Zippy Loans, LLC
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Conventional | 2 | 0.9% | 40% | $70,000 | |
Newrez LLC
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Conventional | 2 | 0.9% | 40% | $400,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.9% | 100% | $355,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 66.7% | $585,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.9% | 100% | $60,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 100% | $55,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.9% | 40% | $95,000 | |
Wings Financial Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $365,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional, Jumbo | 1 | 0.4% | 100% | $585,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $265,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 50% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $305,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whitmore Lake Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitmore Lake, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Whitmore Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitmore Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitmore Lake, MI
Use these to narrow the list above. Each category shows how many Whitmore Lake, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Whitmore Lake, MI
Independent mortgage companies closed 61.1 percent of home loans in Whitmore Lake, Michigan in 2025, banks 18.4 percent and credit unions 20.5 percent. Member First Mortgage, LLC was the largest mortgage company, Bank of Ann Arbor the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Bank of Ann Arbor led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitmore Lake, MI
By home loans closed in 2025, Bank of Ann Arbor was the largest mortgage lender in Whitmore Lake, Michigan with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Whitmore Lake, Michigan in 2025, led by United Wholesale Mortgage with 4. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 24 credit unions closed home loans in Whitmore Lake, Michigan in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitmore Lake, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitmore Lake, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitmore Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
