Mortgage Lenders and Brokers in Vineyard Lake, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vineyard Lake, Michigan mortgage lenders include True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Dearborn Federal Savings BankDearborn Federal Savings Bank22315 Michigan Ave, Dearborn, MI 48124A+5.0 ★Texas Ratio: 1.64%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, County National BankCounty National Bank1380 S Main St, Adrian, MI 49221B-4.3 ★Texas Ratio: 23.94%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, and Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vineyard Lake, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vineyard Lake are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vineyard Lake, Michigan
Market share is the lender's share of all home loans closed in Vineyard Lake, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 14 | 10.3% | 87.5% | $130,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 7 | 5.1% | 100% | $369,285 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
3.7% | 75% | $133,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +9 HELOCs |
2.9% | 83.3% | $192,500 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.2% | 100% | $401,666 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 2.2% | 100% | $178,333 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.5% | 100% | $860,000 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 2 | 1.5% | 100% | $360,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 2 | 1.5% | 100% | $200,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 1.5% | 100% | $215,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 1.5% | 100% | $200,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.5% | 100% | $155,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 1.5% | 100% | $185,000 | View |
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $225,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $185,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $465,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $115,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.7% | 33.3% | $95,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.7% | 100% | $245,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.7% | 100% | $125,000 | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 11.8% | 80% | $188,125 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 6.6% | 100% | $289,444 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, USDA | 3 | 2.2% | 100% | $328,333 | |
Staunton Financial Inc
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Conventional, FHA, VA | 3 | 2.2% | 75% | $321,666 | |
Mortgage 1 Incorporated
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Conventional, VA | 2 | 1.5% | 100% | $275,000 | |
GreenStone Farm Credit Services
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Conventional, Jumbo | 2 | 1.5% | 100% | $575,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $245,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 5.9% | 100% | $312,500 | |
Ruoff Mortgage Company
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Conventional, VA | 3 | 2.2% | 100% | $188,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 2.2% | 100% | $365,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.5% | 66.7% | $255,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.5% | 60% | $60,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 66.7% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $45,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $175,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $695,000 | |
Fairway Independent Mort Corp
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USDA | 1 | 0.7% | 100% | $245,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vineyard Lake Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vineyard Lake, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Vineyard Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vineyard Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vineyard Lake, MI
Use these to narrow the list above. Each category shows how many Vineyard Lake, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Vineyard Lake, MI
Independent mortgage companies closed 52.2 percent of home loans in Vineyard Lake, Michigan in 2025, banks 29.4 percent and credit unions 18.4 percent. Towne Mortgage Company was the largest mortgage company, Dart Bank the largest bank and True Community Credit Union the largest credit union. Among lenders headquartered in Michigan, True Community Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vineyard Lake, MI
By home loans closed in 2025, True Community Credit Union was the largest mortgage lender in Vineyard Lake, Michigan with 14 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Vineyard Lake, Michigan in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Vineyard Lake, Michigan in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vineyard Lake, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vineyard Lake, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vineyard Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
