Mortgage Lenders and Brokers in Swartz Creek, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Swartz Creek, Michigan mortgage lenders include Dort Financial Credit UnionDort Financial Credit Union4131 MORRISH RD, SWARTZ CREEK, MI 48473 7900A+5.0 ★Texas Ratio: 4.06%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Financial Plus Credit UnionFinancial Plus Credit Union7048 Miller Rd, Swartz Creek, MI 48473, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, PfcuPfcu9189 Miller Rd, Swartz Creek, MI 48473A+5.0 ★Texas Ratio: 2.00%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Swartz Creek, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Swartz Creek are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Swartz Creek, Michigan
Market share is the lender's share of all home loans closed in Swartz Creek, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4131 MORRISH RD, SWARTZ CREEK, MI 48473 7900 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 6 +5 HELOCs |
5.4% | 75% | $138,333 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 4 | 3.6% | 100% | $62,500 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 3 | 2.7% | 100% | $151,666 | |
Financial Plus Credit Union
7048 Miller Rd, Swartz Creek, MI 48473 |
Conventional | 3 | 2.7% | 100% | $105,000 | |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 1.8% | 100% | $175,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 1.8% | 100% | $170,000 | View |
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9189 Miller Rd, Swartz Creek, MI 48473 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 2 | 1.8% | 100% | $135,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 1.8% | 100% | $160,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 1.8% | 100% | $65,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $55,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $25,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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5399 E Court St N, Burton, MI 48509 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 0.9% | 100% | $65,000 | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.9% | 100% | $205,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 20 | 18% | 90.9% | $129,000 | |
Legacy Mortgage
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Conventional, FHA | 9 | 8.1% | 100% | $182,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.4% | 87.5% | $186,666 | |
Ross Mortgage Corporation
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Conventional | 3 | 2.7% | 100% | $158,333 | |
Mortgage 1 Incorporated
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FHA | 2 | 1.8% | 100% | $170,000 | |
Mortgage Center LC
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Conventional | 1 | 0.9% | 100% | $215,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Das Acquisition Company, LLC
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Conventional | 6 | 5.4% | 100% | $210,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 2.7% | 66.7% | $75,000 | |
Mortgage300 Corporation
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Conventional, VA | 3 | 2.7% | 100% | $148,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 2.7% | 100% | $221,666 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.8% | 50% | $185,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $50,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 1.8% | 100% | $150,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $85,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
loanDepot.com LLC
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VA | 1 | 0.9% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $155,000 | View |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $145,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.9% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.9% | 100% | $205,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Swartz Creek Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Swartz Creek, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Swartz Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Swartz Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Swartz Creek, MI
Use these to narrow the list above. Each category shows how many Swartz Creek, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Swartz Creek, MI
Independent mortgage companies closed 67.6 percent of home loans in Swartz Creek, Michigan in 2025, banks 10.8 percent and credit unions 21.6 percent. Towne Mortgage Company was the largest mortgage company, Dart Bank the largest bank and Dort Financial Credit Union the largest credit union. Among lenders headquartered in Michigan, Dort Financial Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Swartz Creek, MI
By home loans closed in 2025, Dort Financial Credit Union was the largest mortgage lender in Swartz Creek, Michigan with 6 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Swartz Creek, Michigan in 2025, led by Legacy Mortgage with 6. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 13 credit unions closed home loans in Swartz Creek, Michigan in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Swartz Creek, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Swartz Creek, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Swartz Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
