Mortgage Lenders and Brokers in Pinckney, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pinckney, Michigan mortgage lenders include Huntington National BankHuntington National Bank1075 E Main St, Pinckney, MI 48169A+5.0 ★Texas Ratio: 3.66%, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, University BankUniversity Bank2015 Washtenaw Ave, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 3.82%, PNC Bank N.A.PNC Bank N.A.222 W Main St, Pinckney, MI 48169A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, and Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pinckney, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pinckney are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pinckney, Michigan
Market share is the lender's share of all home loans closed in Pinckney, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pinckney 1075 E Main St, Pinckney, MI 48169 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +15 HELOCs |
2.2% | 66.7% | $152,500 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 8 +1 HELOCs |
4.3% | 80% | $103,750 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 7 +2 HELOCs |
3.8% | 100% | $293,571 | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, Jumbo, HELOC | 7 +1 HELOCs |
3.8% | 100% | $767,857 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, USDA | 4 | 2.2% | 100% | $315,000 | View |
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★ 1.7 stars, 3 reviews 222 W Main St, Pinckney, MI 48169 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 3 +4 HELOCs |
1.6% | 100% | $311,666 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.6% | 75% | $371,666 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 3 | 1.6% | 75% | $371,666 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 1.1% | 100% | $415,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 2 | 1.1% | 100% | $415,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 2 | 1.1% | 100% | $230,000 | View |
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125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 2 | 1.1% | 100% | $280,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $315,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $265,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $25,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $325,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $55,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $205,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +6 HELOCs |
0% | n/a | ||
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 16.8% | 86.5% | $273,387 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 18 +1 HELOCs |
9.7% | 90% | $371,111 | |
Staunton Financial Inc
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Conventional, VA | 10 | 5.4% | 100% | $417,000 | |
Mortgage Center LC
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Conventional | 5 | 2.7% | 100% | $331,000 | |
Legacy Mortgage
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FHA, VA | 3 | 1.6% | 100% | $448,333 | |
GreenStone Farm Credit Services
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Conventional | 3 | 1.6% | 100% | $381,666 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 1.1% | 66.7% | $310,000 | |
Mortgage 1 Incorporated
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Conventional | 2 | 1.1% | 100% | $385,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Ccf - Auburn Hills Branch
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Conventional | 1 | 0.5% | 100% | $85,000 | |
BLG Holdings, LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.7% | 100% | $251,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.2% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.6% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.6% | 75% | $351,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $278,333 | |
Ruoff Mortgage Company
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Conventional | 2 | 1.1% | 100% | $595,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.1% | 66.7% | $230,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 1.1% | 100% | $255,000 | |
Provident Funding Associates
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Conventional | 2 | 1.1% | 100% | $340,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 1.1% | 100% | $195,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1.1% | 50% | $245,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 66.7% | $35,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $375,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $345,000 | |
Weichert Financial Services
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Conventional | 1 | 0.5% | 100% | $275,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
Summit Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $215,000 | |
The Loan Store, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pinckney Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pinckney, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Pinckney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pinckney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pinckney, MI
Use these to narrow the list above. Each category shows how many Pinckney, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Pinckney, MI
Independent mortgage companies closed 63.2 percent of home loans in Pinckney, Michigan in 2025, banks 20 percent and credit unions 16.8 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Lake Trust Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Trust Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pinckney, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Pinckney, Michigan with 4 loans, about 2.2 percent of the market. The largest lender headquartered in Michigan was Lake Trust Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Pinckney, Michigan in 2025, led by Rocket Mortgage with 5. 13 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 20 credit unions closed home loans in Pinckney, Michigan in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pinckney, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pinckney, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pinckney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
