Mortgage Lenders and Brokers in Negaunee, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Negaunee, Michigan mortgage lenders include Range BankRange Bank601 Us 41 East, Negaunee, MI 49866A+5.0 ★Texas Ratio: 0.16%, Honor Credit UnionHonor Credit Union490 US Highway 41, Negaunee, MI 49866A+5.0 ★Texas Ratio: 5.27%, IncrediblebankIncrediblebank56500 Us Highway 41, Calumet, MI 49913A5.0 ★Texas Ratio: 7.72%, Nicolet National BankNicolet National Bank468 N Ripley Blvd, Alpena, MI 49707A+5.0 ★Texas Ratio: 2.28%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, and Wells Fargo Bank NAWells Fargo Bank NA34100 Woodward Ave, Birmingham, MI 48009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Negaunee, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Negaunee are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Negaunee, Michigan
Market share is the lender's share of all home loans closed in Negaunee, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Negaunee 601 Us 41 East, Negaunee, MI 49866 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 29 | 23.8% | 100% | $173,275 | View |
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490 US Highway 41, Negaunee, MI 49866 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 24 +12 HELOCs |
19.7% | 89.3% | $137,916 | View |
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56500 Us Highway 41, Calumet, MI 49913 A5.0 ★Texas Ratio: 7.72% |
Conventional | 10 | 8.2% | 100% | $192,000 | View |
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468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 7 +2 HELOCs |
5.7% | 100% | $417,857 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 2 +3 HELOCs |
1.6% | 100% | $230,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $85,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 0.8% | 100% | $245,000 | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 13 | 10.7% | 92.9% | $220,384 | |
Legacy Mortgage
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Conventional, FHA | 4 | 3.3% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 1.6% | 66.7% | $170,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.8% | 100% | $145,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Mortgage Research Center
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VA | 5 | 4.1% | 100% | $359,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $140,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.6% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 66.7% | $80,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.6% | 50% | $125,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 1.6% | 66.7% | $240,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.8% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.8% | 100% | $165,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Covantage Credit Union
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Negaunee Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Negaunee, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Negaunee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Negaunee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Negaunee, MI
Use these to narrow the list above. Each category shows how many Negaunee, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Negaunee, MI
Independent mortgage companies closed 32.8 percent of home loans in Negaunee, Michigan in 2025, banks 43.4 percent and credit unions 23.8 percent. Rocket Mortgage was the largest mortgage company, Range Bank the largest bank and Honor Credit Union the largest credit union. Among lenders headquartered in Michigan, Range Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Negaunee, MI
By home loans closed in 2025, Range Bank was the largest mortgage lender in Negaunee, Michigan with 29 loans, about 23.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Negaunee, Michigan in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Negaunee, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Negaunee, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Negaunee, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Negaunee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
