Mortgage Lenders and Brokers in Milan, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Milan, Michigan mortgage lenders include First Merchants BankFirst Merchants Bank14690 S Sanford Rd, Milan, MI 48160A+5.0 ★Texas Ratio: 4.12%, University BankUniversity Bank2015 Washtenaw Ave, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 3.82%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, University of Michigan Credit UnionUniversity of Michigan Credit Union340 E Huron St, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 5.54%, Michigan Educational Credit UnionMichigan Educational Credit Union4141 Jackson Rd, Ann Arbor, MI 48103 1827A+5.0 ★Texas Ratio: 1.03%, Tlc Community Credit UnionTlc Community Credit Union3030 S Adrian Hwy, Adrian, MI 49221A+5.0 ★Texas Ratio: 0.45%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milan, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milan are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milan, Michigan
Market share is the lender's share of all home loans closed in Milan, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Milan 14690 S Sanford Rd, Milan, MI 48160 A+5.0 ★Texas Ratio: 4.12% |
Conventional, USDA, HELOC | 7 +3 HELOCs |
4.3% | 87.5% | $136,428 | View |
|
2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 7 | 4.3% | 88.9% | $263,571 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 5 +2 HELOCs |
3.1% | 100% | $257,000 | |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
3.1% | 100% | $241,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 4 +3 HELOCs |
2.5% | 100% | $255,000 | View |
|
340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $265,000 | View |
|
4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $220,000 | View |
|
3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $125,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 1.2% | 100% | $345,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 50% | $205,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $65,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $265,000 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $265,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $185,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
|
300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.6% | 50% | $265,000 | View |
|
1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 50% | $115,000 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
|
1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
|
23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.6% | 100% | $355,000 | |
|
1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA | 24 | 14.7% | 85.7% | $132,083 | |
Staunton Financial Inc
|
Conventional, FHA, VA | 12 | 7.4% | 100% | $260,833 | |
United Wholesale Mortgage
|
Conventional, VA | 11 | 6.7% | 84.6% | $239,545 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 4 | 2.5% | 100% | $267,500 | |
Mortgage Center LC
|
Conventional | 3 | 1.8% | 100% | $238,333 | |
Mortgage 1 Incorporated
|
Conventional | 2 | 1.2% | 100% | $300,000 | |
GreenStone Farm Credit Services
|
Conventional | 2 | 1.2% | 100% | $345,000 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA | 13 | 8% | 93.3% | $325,769 | |
Ruoff Mortgage Company
|
Conventional, FHA | 4 | 2.5% | 100% | $217,500 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 2.5% | 66.7% | $247,500 | |
The Loan Store, Inc
|
Conventional, VA | 4 | 2.5% | 100% | $282,500 | |
The Mortgage Link, Inc.
|
Conventional, FHA | 4 | 2.5% | 100% | $220,000 | |
Newrez LLC
|
Conventional | 2 | 1.2% | 100% | $160,000 | |
loanDepot.com LLC
|
FHA | 2 | 1.2% | 100% | $225,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 1.2% | 100% | $275,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 1.2% | 100% | $275,000 | |
Mortgage Research Center
|
VA | 2 | 1.2% | 66.7% | $300,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.6% | 100% | $125,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
Goodleap, LLC
|
Conventional | 1 | 0.6% | 50% | $205,000 | |
Nbkc Bank
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.6% | 100% | $305,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $295,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Directions Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sun Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Milan Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milan, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Milan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milan, MI
Use these to narrow the list above. Each category shows how many Milan, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Milan, MI
Independent mortgage companies closed 65 percent of home loans in Milan, Michigan in 2025, banks 19 percent and credit unions 16 percent. Member First Mortgage, LLC was the largest mortgage company, First Merchants Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, University Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milan, MI
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Milan, Michigan with 7 loans, about 4.3 percent of the market. The largest lender headquartered in Michigan was University Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Milan, Michigan in 2025, led by Inspire Home Loans Inc. with 8. 7 lenders closed VA loans, led by Inspire Home Loans Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 18 credit unions closed home loans in Milan, Michigan in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milan, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milan, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
