Mortgage Lenders and Brokers in Lewiston, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lewiston, Michigan mortgage lenders include Nicolet National BankNicolet National Bank2929 S County Road 489, Lewiston, MI 49756A+5.0 ★Texas Ratio: 2.28%, Community FinancialCommunity Financial4970 SALLING AVENUE, LEWISTON, MI 49756, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, State Savings BankState Savings Bank49 N Benzie Blvd, Beulah, MI 49617A+5.0 ★Texas Ratio: 1.81%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, Honor BankHonor Bank11926 Chippewa Hwy, Bear Lake, MI 49614A+5.0 ★Texas Ratio: 5.27%, and Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lewiston, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lewiston are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lewiston, Michigan
Market share is the lender's share of all home loans closed in Lewiston, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lewiston 2929 S County Road 489, Lewiston, MI 49756 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $140,000 | View |
Community Financial
4970 SALLING AVENUE, LEWISTON, MI 49756 |
Conventional, HELOC | 17 +19 HELOCs |
15.6% | 77.4% | $107,941 | |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +1 HELOCs |
2.8% | 75% | $128,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 3 | 2.8% | 100% | $215,000 | |
|
49 N Benzie Blvd, Beulah, MI 49617 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 1.8% | 100% | $200,000 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.8% | 100% | $240,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $105,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $795,000 | View |
|
11926 Chippewa Hwy, Bear Lake, MI 49614 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
|
915 S Euclid Ave, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 0.9% | 100% | $155,000 | |
|
3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
|
232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
|
6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 0.9% | 100% | $15,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
FHA | 1 | 0.9% | 100% | $245,000 | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
|
5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
|
240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 15 | 13.8% | 80% | $142,333 | |
United Wholesale Mortgage
|
Conventional, FHA | 10 | 9.2% | 83.3% | $199,000 | |
Mortgage 1 Incorporated
|
Conventional, VA | 5 | 4.6% | 100% | $245,000 | |
GreenStone Farm Credit Services
|
Conventional | 2 | 1.8% | 100% | $50,000 | |
Msu Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $405,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.9% | 100% | $105,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 0.9% | 100% | $145,000 | |
Ross Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $435,000 | |
Mortgage Center LC
|
Conventional | 1 | 0.9% | 50% | $235,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.9% | 100% | $165,000 | |
Mortgage Research Center
|
VA | 4 | 3.7% | 80% | $260,000 | |
Ruoff Mortgage Company
|
Conventional, FHA | 3 | 2.8% | 100% | $135,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.8% | 50% | $85,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 1.8% | 100% | $135,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.9% | 100% | $115,000 | |
Everett Financial, Inc.
|
VA | 1 | 0.9% | 100% | $405,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.9% | 100% | $65,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.9% | 33.3% | $155,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $115,000 | |
Service 1St Federal Credit Uni
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.9% | 100% | $125,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.9% | 100% | $45,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.9% | 100% | $135,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.9% | 100% | $75,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.9% | 100% | $115,000 | |
Navy Federal Credit Union
|
VA | 1 | 0.9% | 100% | $145,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lewiston Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lewiston, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lewiston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lewiston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lewiston, MI
Use these to narrow the list above. Each category shows how many Lewiston, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lewiston, MI
Independent mortgage companies closed 54.1 percent of home loans in Lewiston, Michigan in 2025, banks 16.5 percent and credit unions 29.4 percent. Member First Mortgage, LLC was the largest mortgage company, Nicolet National Bank the largest bank and Community Financial the largest credit union. Among lenders headquartered in Michigan, Community Financial led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lewiston, MI
By home loans closed in 2025, Nicolet National Bank was the largest mortgage lender in Lewiston, Michigan with 2 loans, about 1.8 percent of the market. The largest lender headquartered in Michigan was Community Financial with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Lewiston, Michigan in 2025, led by Ruoff Mortgage Company with 2. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 14 credit unions closed home loans in Lewiston, Michigan in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lewiston, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lewiston, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lewiston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
