Mortgage Lenders and Brokers in Lake Fenton, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Fenton, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Financial Plus Credit UnionFinancial Plus Credit Union4129 N Euclid Ave, Bay City, MI 48706, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Fenton, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Fenton are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Fenton, Michigan
Market share is the lender's share of all home loans closed in Lake Fenton, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional, Jumbo | 9 | 5.6% | 90% | $169,444 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, Jumbo | 7 | 4.4% | 100% | $480,714 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
3.8% | 85.7% | $460,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 5 +2 HELOCs |
3.1% | 100% | $293,000 | |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 4 +8 HELOCs |
2.5% | 83.3% | $325,000 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 4 | 2.5% | 100% | $210,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 4 | 2.5% | 100% | $92,500 | |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $188,333 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 1.9% | 100% | $321,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +21 HELOCs |
1.2% | 100% | $350,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 100% | $260,000 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 2 | 1.2% | 100% | $130,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 0.6% | 100% | $25,000 | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
VA | 1 | 0.6% | 100% | $385,000 | View |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.6% | 100% | $795,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 13.1% | 88.5% | $351,190 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 10% | 84.2% | $292,500 | |
Legacy Mortgage
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Conventional | 3 | 1.9% | 100% | $221,666 | |
Staunton Financial Inc
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Conventional | 3 | 1.9% | 75% | $201,666 | |
BLG Holdings, LLC
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Conventional, VA | 2 | 1.2% | 100% | $280,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Mortgage Center LC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Mortgage300 Corporation
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Conventional, FHA | 6 | 3.8% | 100% | $353,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 4 | 2.5% | 80% | $370,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2.5% | 100% | $150,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.9% | 100% | $331,666 | |
Kind Lending, LLC
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Conventional, FHA, VA | 3 | 1.9% | 100% | $248,333 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.9% | 60% | $201,666 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1.9% | 75% | $85,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.2% | 66.7% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.2% | 50% | $70,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $420,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.2% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 33.3% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.6% | 100% | $285,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $375,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,575,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $265,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 25% | $115,000 | |
Texana Bank
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $95,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.6% | 100% | $355,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $175,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lake Fenton Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Fenton, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lake Fenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Fenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Fenton, MI
Use these to narrow the list above. Each category shows how many Lake Fenton, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Fenton, MI
Independent mortgage companies closed 61.2 percent of home loans in Lake Fenton, Michigan in 2025, banks 20.6 percent and credit unions 18.1 percent. Towne Mortgage Company was the largest mortgage company, ChoiceOne Bank the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Fenton, MI
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Lake Fenton, Michigan with 9 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Lake Fenton, Michigan in 2025, led by United Wholesale Mortgage with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 13 credit unions closed home loans in Lake Fenton, Michigan in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Fenton, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Fenton, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Fenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
