Mortgage Lenders and Brokers in Harper Woods, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Harper Woods, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA20675 Vernier Rd, Harper Woods, MI 48225A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Community Choice Credit UnionCommunity Choice Credit Union39440 W 14 Mile Rd, Commerce Township, MI 48390 3907A+5.0 ★Texas Ratio: 5.61%, Member First Mortgage, LLCMember First Mortgage, LLC650 W 5th St, Clare, MI 48617, Superior National BankSuperior National Bank201 S Superior Ave, Baraga, MI 49908A+5.0 ★Texas Ratio: 4.32%, and Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harper Woods, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harper Woods are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Harper Woods, Michigan
Market share is the lender's share of all home loans closed in Harper Woods, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Harper Woods 20675 Vernier Rd, Harper Woods, MI 48225 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 4.3% | 100% | $127,727 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 6 +6 HELOCs |
2.3% | 77.8% | $140,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
2% | 33.3% | $157,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 80% | $150,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 4 +1 HELOCs |
1.6% | 55.6% | $150,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 3 +7 HELOCs |
1.2% | 100% | $121,666 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 3 | 1.2% | 100% | $41,666 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional, FHA | 3 | 1.2% | 100% | $168,333 | |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, FHA | 3 | 1.2% | 75% | $145,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 66.7% | $155,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 50% | $120,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA | 2 | 0.8% | 100% | $140,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.8% | 100% | $70,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 2 | 0.8% | 100% | $115,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA | 2 | 0.8% | 50% | $130,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 33.3% | $195,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $195,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $25,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.4% | 25% | $45,000 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 1 | 0.4% | 50% | $35,000 | View |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 33.3% | $35,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.4% | 100% | $105,000 | View |
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3559 Main St, Akron, MI 48701 A5.0 ★Texas Ratio: 12.49% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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19770 Harper Ave, Harper Woods, MI 48225 1803 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 56 | 21.9% | 80.8% | $139,821 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 36 | 14.1% | 70.6% | $183,333 | |
Mortgage 1 Incorporated
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Conventional, FHA | 5 | 2% | 100% | $139,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 1.6% | 100% | $152,500 | |
Mortgage Center LC
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Conventional | 4 | 1.6% | 80% | $122,500 | |
Ross Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $145,000 | |
Ccf - Auburn Hills Branch
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Conventional | 2 | 0.8% | 100% | $50,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.4% | 57.1% | $215,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mortgage Research Center
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FHA, VA | 8 | 3.1% | 80% | $215,000 | |
The Loan Store, Inc
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
2% | 100% | $169,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 2% | 83.3% | $153,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.6% | 80% | $142,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.6% | 75% | $145,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.6% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.6% | 57.1% | $130,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 4 | 1.6% | 100% | $152,500 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.2% | 75% | $125,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 40% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.8% | 100% | $190,000 | View |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.8% | 50% | $185,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $50,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $145,000 | |
ClearPath Lending
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VA | 2 | 0.8% | 66.7% | $260,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.8% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Ruoff Mortgage Company
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FHA | 1 | 0.4% | 100% | $95,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 33.3% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $175,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $95,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $115,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 50% | $155,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $105,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.84% |
Conventional | 1 | 0.4% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Mortgage300 Corporation
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
Nations Lending Corporation
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FHA | 1 | 0.4% | 50% | $155,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $235,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 50% | $15,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $205,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 50% | $195,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 40% | $165,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Harper Woods Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Harper Woods, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Harper Woods? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harper Woods in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Harper Woods, MI
Use these to narrow the list above. Each category shows how many Harper Woods, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Harper Woods, MI
Independent mortgage companies closed 72.7 percent of home loans in Harper Woods, Michigan in 2025, banks 18.4 percent and credit unions 9 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Michigan First Credit Union the largest credit union. Among lenders headquartered in Michigan, Michigan First Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Harper Woods, MI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Harper Woods, Michigan with 11 loans, about 4.3 percent of the market. The largest lender headquartered in Michigan was Michigan First Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Harper Woods, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 80.8 percent, against a 74.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Harper Woods, Michigan in 2025, led by United Wholesale Mortgage with 17. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 20 credit unions closed home loans in Harper Woods, Michigan in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harper Woods, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harper Woods, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harper Woods. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
