Mortgage Lenders and Brokers in Farmington, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Farmington, Michigan mortgage lenders include Huntington National BankHuntington National Bank33205 Grand River Ave, Farmington, MI 48336A+5.0 ★Texas Ratio: 3.66%, Flagstar Bank NAFlagstar Bank NA31230 Grand River Ave, Farmington, MI 48336D3.3 ★Texas Ratio: 35.11%, Loc Credit UnionLoc Credit Union22981 Farmington Rd, Farmington, MI 48336 3915A+5.0 ★Texas Ratio: 1.78%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA23309 Farmington Rd, Farmington, MI 48336A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA23220 Farmington Rd, Farmington, MI 48336A+5.0 ★Texas Ratio: 5.44%, Fifth Third Bank, National AssociationFifth Third Bank, National Association33133 W 12 Mile Rd, Farmington, MI 48334A+5.0 ★Texas Ratio: 3.22%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Superior National BankSuperior National Bank201 S Superior Ave, Baraga, MI 49908A+5.0 ★Texas Ratio: 4.32%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, and Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farmington, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farmington are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Farmington, Michigan
Market share is the lender's share of all home loans closed in Farmington, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Farmington 33205 Grand River Ave, Farmington, MI 48336 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 8 +2 HELOCs |
4.6% | 100% | $201,250 | View |
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1 office in Farmington 31230 Grand River Ave, Farmington, MI 48336 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 100% | $205,000 | View |
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22981 Farmington Rd, Farmington, MI 48336 3915 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 4 +7 HELOCs |
2.3% | 50% | $60,000 | View |
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1 office in Farmington 23309 Farmington Rd, Farmington, MI 48336 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 50% | $225,000 | View |
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2 offices in Farmington 23220 Farmington Rd, Farmington, MI 48336 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $255,000 | View |
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2 offices in Farmington 33133 W 12 Mile Rd, Farmington, MI 48334 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 5 +3 HELOCs |
2.9% | 100% | $309,000 | |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, FHA | 5 | 2.9% | 100% | $255,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, VA | 4 | 2.3% | 100% | $295,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 3 +1 HELOCs |
1.7% | 75% | $345,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +5 HELOCs |
1.1% | 100% | $325,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $65,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 1.1% | 100% | $205,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 2 | 1.1% | 100% | $70,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA | 2 | 1.1% | 66.7% | $335,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA | 2 | 1.1% | 100% | $230,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $225,000 | |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.6% | 100% | $215,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 50% | $235,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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31716 Grand River Ave, Farmington, MI 48336 4236 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA | 24 | 13.7% | 92.3% | $293,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 13.7% | 81.2% | $212,083 | |
Staunton Financial Inc
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Conventional | 7 | 4% | 87.5% | $219,285 | |
Success Mortgage Partners, Inc
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Conventional, VA | 4 | 2.3% | 100% | $115,000 | |
Mortgage Center LC
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Conventional | 3 | 1.7% | 100% | $225,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $245,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 3.4% | 85.7% | $226,666 | |
Guaranteed Rate, Inc.
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Conventional | 5 | 2.9% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional | 4 | 2.3% | 100% | $217,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.7% | 100% | $271,666 | |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 100% | $141,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $241,666 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.7% | 100% | $275,000 | |
Provident Funding Associates
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Conventional | 2 | 1.1% | 100% | $250,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 100% | $260,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $195,000 | |
Navy Federal Credit Union
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Conventional | 2 | 1.1% | 100% | $320,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $205,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.6% | 100% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.6% | 100% | $495,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $285,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $295,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 50% | $215,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 50% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Farmington Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Farmington, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Farmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Farmington, MI
Use these to narrow the list above. Each category shows how many Farmington, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Farmington, MI
Independent mortgage companies closed 64 percent of home loans in Farmington, Michigan in 2025, banks 19.4 percent and credit unions 16.6 percent. Member First Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Loc Credit Union the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Farmington, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Farmington, Michigan with 8 loans, about 4.6 percent of the market. The largest lender headquartered in Michigan was Flagstar Bank NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Farmington, Michigan in 2025, led by United Wholesale Mortgage with 5. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 17 credit unions closed home loans in Farmington, Michigan in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farmington, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farmington, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
