Mortgage Lenders and Brokers in Estral Beach, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Estral Beach, Michigan mortgage lenders include Monroe Community Credit UnionMonroe Community Credit Union106 Park Pl, Dundee, MI 48131 1016A+5.0 ★Texas Ratio: 1.13%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Advantage One Credit UnionAdvantage One Credit Union23670 Telegraph Rd, Brownstown, MI 48134A+5.0 ★Texas Ratio: 5.43%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Loc Credit UnionLoc Credit Union1025 E Grand River Ave, Brighton, MI 48116 1803A+5.0 ★Texas Ratio: 1.78%, and Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Estral Beach, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Estral Beach are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Estral Beach, Michigan
Market share is the lender's share of all home loans closed in Estral Beach, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 6 +5 HELOCs |
3.2% | 100% | $125,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 6 +2 HELOCs |
3.2% | 85.7% | $258,333 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +5 HELOCs |
1.6% | 100% | $265,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $365,000 | |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 1.6% | 100% | $268,333 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 50% | $225,000 | View |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $50,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 1.1% | 100% | $325,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 2 | 1.1% | 100% | $110,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 0.5% | 25% | $265,000 | |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 14.4% | 82.9% | $200,185 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 10.1% | 95% | $269,210 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 3 | 1.6% | 100% | $265,000 | |
Mortgage 1 Incorporated
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Conventional, FHA | 3 | 1.6% | 100% | $318,333 | |
Staunton Financial Inc
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Conventional | 2 | 1.1% | 100% | $245,000 | |
Mortgage Center LC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Triad Financial Services, Inc.
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Conventional | 13 | 6.9% | 64% | $66,538 | |
American Financial Network, Inc.
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Conventional | 9 | 4.8% | 100% | $279,444 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 8 | 4.3% | 88.9% | $321,250 | |
The Loan Store, Inc
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Conventional, FHA, VA | 6 | 3.2% | 100% | $356,666 | |
21St Mortgage
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Conventional | 5 | 2.7% | 33.3% | $53,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 2.1% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.1% | 36.4% | $75,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1.6% | 100% | $311,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.6% | 100% | $268,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.6% | 100% | $215,000 | |
Newrez LLC
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Conventional | 2 | 1.1% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.1% | 66.7% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 1.1% | 100% | $185,000 | View |
Discover Bank
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Conventional | 2 | 1.1% | 50% | $85,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $170,000 | |
The Mortgage Link, Inc.
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FHA | 2 | 1.1% | 100% | $265,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 1.1% | 40% | $60,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $315,000 | |
Equity Resources Inc
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.5% | 100% | $205,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 50% | $255,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $285,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 50% | $245,000 | |
Valley West Corporation
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VA | 1 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $245,000 | View |
Mortgage Research Center
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VA | 1 | 0.5% | 66.7% | $335,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.5% | 100% | $345,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $265,000 | |
Directions Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Estral Beach Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Estral Beach, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Estral Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Estral Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Estral Beach, MI
Use these to narrow the list above. Each category shows how many Estral Beach, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Estral Beach, MI
Independent mortgage companies closed 75 percent of home loans in Estral Beach, Michigan in 2025, banks 10.1 percent and credit unions 14.9 percent. Rocket Mortgage was the largest mortgage company, First Merchants Bank the largest bank and Monroe Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Monroe Community Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Estral Beach, MI
By home loans closed in 2025, Monroe Community Credit Union was the largest mortgage lender in Estral Beach, Michigan with 6 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Estral Beach, Michigan in 2025, led by United Wholesale Mortgage with 5. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 17 credit unions closed home loans in Estral Beach, Michigan in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Estral Beach, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Estral Beach, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Estral Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
