Mortgage Lenders and Brokers in Center Line, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Center Line, Michigan mortgage lenders include PNC Bank N.A.PNC Bank N.A.24734 Van Dyke Ave, Center Line, MI 48015A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA25001 Van Dyke Ave, Center Line, MI 48015A+5.0 ★Texas Ratio: 4.14%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Lake Trust Credit UnionLake Trust Credit Union7350 Bernice, Center Line, MI 48015A5.0 ★Texas Ratio: 6.91%, Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Center Line, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Center Line are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Center Line, Michigan
Market share is the lender's share of all home loans closed in Center Line, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Center Line 24734 Van Dyke Ave, Center Line, MI 48015 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $155,000 | View |
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1 office in Center Line 25001 Van Dyke Ave, Center Line, MI 48015 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 4 +1 HELOCs |
3.4% | 100% | $157,500 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 3.4% | 100% | $202,500 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA | 3 | 2.6% | 100% | $171,666 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.7% | 100% | $155,000 | View |
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★ 1 stars, 1 review 7350 Bernice, Center Line, MI 48015 A5.0 ★Texas Ratio: 6.91% |
Conventional | 2 | 1.7% | 100% | $30,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $105,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $45,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
FHA | 1 | 0.9% | 100% | $175,000 | |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 25.9% | 88.2% | $161,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 10.3% | 54.5% | $133,333 | |
Mortgage Center LC
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Conventional, FHA | 5 | 4.3% | 100% | $101,000 | |
Mortgage 1 Incorporated
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Conventional, FHA | 4 | 3.4% | 100% | $97,500 | |
Ccf - Auburn Hills Branch
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Conventional | 3 | 2.6% | 100% | $58,333 | |
Uif Corporation
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Conventional | 2 | 1.7% | 100% | $175,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Staunton Financial Inc
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FHA | 1 | 0.9% | 50% | $255,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.6% | 100% | $211,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 2.6% | 100% | $88,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $165,000 | |
Guidance Residential, LLC
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Conventional | 2 | 1.7% | 100% | $150,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.7% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.9% | 50% | $155,000 | |
Primelending
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.9% | 100% | $15,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 33.3% | $25,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $115,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
ClearPath Lending
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VA | 1 | 0.9% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $165,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 50% | $185,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Texana Bank
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $125,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.9% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Center Line Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Center Line, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Center Line? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Center Line in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Center Line, MI
Use these to narrow the list above. Each category shows how many Center Line, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Center Line, MI
Independent mortgage companies closed 62.9 percent of home loans in Center Line, Michigan in 2025, banks 19 percent and credit unions 18.1 percent. United Wholesale Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Michigan Schools and Governmen the largest credit union. Among lenders headquartered in Michigan, Michigan Schools and Governmen led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Center Line, MI
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Center Line, Michigan with 1 loans, about 0.9 percent of the market. The largest lender headquartered in Michigan was Michigan Schools and Governmen with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Center Line, Michigan in 2025, led by United Wholesale Mortgage with 7. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 12 credit unions closed home loans in Center Line, Michigan in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Center Line, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Center Line, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Center Line. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
