Mortgage Lenders and Brokers in Brown City, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brown City, Michigan mortgage lenders include Tri-County BankTri-County Bank4190 Main St, Brown City, MI 48416A5.0 ★Texas Ratio: 8.17%, Thumb Bank & TrustThumb Bank & Trust4482 Main St, Brown City, MI 48416A+5.0 ★Texas Ratio: 0.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Security Credit UnionSecurity Credit Union2230 S Center Rd, Burton, MI 48519A+5.0 ★Texas Ratio: 5.96%, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Extra Credit UnionExtra Credit Union6611 Chicago Rd, Warren, MI 48092 1685A+5.0 ★Texas Ratio: 4.32%, and Frankenmuth Credit UnionFrankenmuth Credit Union710 N Van Dyke Rd, Bad Axe, MI 48413A5.0 ★Texas Ratio: 8.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brown City, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brown City are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brown City, Michigan
Market share is the lender's share of all home loans closed in Brown City, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Brown City 4190 Main St, Brown City, MI 48416 A5.0 ★Texas Ratio: 8.17% |
Conventional | 11 | 9.7% | 84.6% | $128,636 | View |
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1 office in Brown City 4482 Main St, Brown City, MI 48416 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 2 | 1.8% | 100% | $45,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 5.3% | 100% | $323,333 | View |
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2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 5 | 4.4% | 75% | $57,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA | 4 | 3.5% | 50% | $180,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 3 | 2.7% | 100% | $151,666 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 2.7% | 100% | $115,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 1.8% | 100% | $225,000 | View |
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6611 Chicago Rd, Warren, MI 48092 1685 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 1.8% | 100% | $85,000 | View |
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710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 2 | 1.8% | 100% | $65,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 1.8% | 100% | $175,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $185,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
FHA | 1 | 0.9% | 100% | $305,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.9% | 50% | $315,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.9% | 50% | $195,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 0.9% | 100% | $125,000 | |
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499 BRICK ST, BAD AXE, MI 48413 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 19 | 16.8% | 69% | $196,578 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 8.8% | 76.9% | $285,000 | |
GreenStone Farm Credit Services
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Conventional, Jumbo | 4 | 3.5% | 100% | $315,000 | |
Mortgage 1 Incorporated
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Conventional | 2 | 1.8% | 100% | $175,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.9% | 100% | $215,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $85,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.8% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.8% | 66.7% | $120,000 | |
Mortgage300 Corporation
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Conventional, FHA | 2 | 1.8% | 100% | $210,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 1.8% | 100% | $160,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.9% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 100% | $25,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.9% | 100% | $315,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Navy Federal Credit Union
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VA | 1 | 0.9% | 50% | $185,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brown City Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brown City, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Brown City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brown City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brown City, MI
Use these to narrow the list above. Each category shows how many Brown City, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Brown City, MI
Independent mortgage companies closed 51.3 percent of home loans in Brown City, Michigan in 2025, banks 29.2 percent and credit unions 19.5 percent. Rocket Mortgage was the largest mortgage company, Tri-County Bank the largest bank and Security Credit Union the largest credit union. Among lenders headquartered in Michigan, Tri-County Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brown City, MI
By home loans closed in 2025, Tri-County Bank was the largest mortgage lender in Brown City, Michigan with 11 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Brown City, Michigan in 2025, led by Rocket Mortgage with 9. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 14 credit unions closed home loans in Brown City, Michigan in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brown City, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brown City, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brown City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
