Mortgage Lenders and Brokers in Brighton, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brighton, Michigan mortgage lenders include Huntington National BankHuntington National Bank9880 E Grand River Ave, Brighton, MI 48116A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9858 E Grand River Ave, Brighton, MI 48116A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA9968 E Grand River Ave, Brighton, MI 48116A+5.0 ★Texas Ratio: 5.44%, Lake Trust Credit UnionLake Trust Credit Union101 Brookside Ln Ste N, Brighton, MI 48116 4355A5.0 ★Texas Ratio: 6.91%, Flagstar Bank NAFlagstar Bank NA9332 Lee Rd, Brighton, MI 48116D3.3 ★Texas Ratio: 35.11%, ChoiceOne BankChoiceOne Bank134 N 1st St, Brighton, MI 48116A+5.0 ★Texas Ratio: 5.45%, Bank of America NABank of America NA8516 W Grand River Ave, Brighton, MI 48116A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5671 Whitmore Lake Rd, Brighton, MI 48116A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.10014 Grand River Rd, Brighton, MI 48116A+5.0 ★Texas Ratio: 4.24%, and Independent BankIndependent Bank8700 N 2nd St, Brighton, MI 48116A5.0 ★Texas Ratio: 6.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brighton, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brighton are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brighton, Michigan
Market share is the lender's share of all home loans closed in Brighton, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Brighton 9880 E Grand River Ave, Brighton, MI 48116 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 7 +12 HELOCs |
3.3% | 100% | $472,142 | View |
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1 office in Brighton 9858 E Grand River Ave, Brighton, MI 48116 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2.3% | 83.3% | $383,000 | View |
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1 office in Brighton 9968 E Grand River Ave, Brighton, MI 48116 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +3 HELOCs |
1.9% | 100% | $335,000 | View |
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★ 1 stars, 1 review 101 Brookside Ln Ste N, Brighton, MI 48116 4355 A5.0 ★Texas Ratio: 6.91% |
Conventional | 4 | 1.9% | 66.7% | $65,000 | View |
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1 office in Brighton 9332 Lee Rd, Brighton, MI 48116 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 1.4% | 100% | $188,333 | View |
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1 office in Brighton 134 N 1st St, Brighton, MI 48116 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 0.9% | 100% | $245,000 | View |
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1 office in Brighton 8516 W Grand River Ave, Brighton, MI 48116 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 100% | $175,000 | View |
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2 offices in Brighton 5671 Whitmore Lake Rd, Brighton, MI 48116 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Brighton 10014 Grand River Rd, Brighton, MI 48116 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $455,000 | View |
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1 office in Brighton 8700 N 2nd St, Brighton, MI 48116 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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2 offices in Brighton 8080 Challis Rd, Brighton, MI 48116 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
Lake Michigan Credit Union
332 W Main St, Brighton, MI 48116 1526 |
Conventional, Jumbo, HELOC | 15 +1 HELOCs |
7% | 100% | $314,333 | |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 5 | 2.3% | 100% | $403,000 | View |
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9956 E Grand River Ave, Brighton, MI 48116 1924 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +3 HELOCs |
1.4% | 75% | $255,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $351,666 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $210,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 2 | 0.9% | 100% | $60,000 | View |
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123 Brighton Lake Rd, Brighton, MI 48116 6721 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 2 | 0.9% | 100% | $35,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $215,000 | View |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $265,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 0.5% | 100% | $135,000 | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,125,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 32 | 15% | 97.1% | $251,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 9.4% | 80% | $300,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 7 | 3.3% | 100% | $272,142 | |
Staunton Financial Inc
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Conventional, FHA, VA | 6 | 2.8% | 100% | $235,000 | |
Mortgage 1 Incorporated
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Conventional | 5 | 2.3% | 100% | $187,000 | |
Mortgage Center LC
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Conventional | 5 | 2.3% | 100% | $317,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $220,000 | |
Ross Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $345,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.5% | 100% | $245,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 1.9% | 100% | $317,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.9% | 100% | $155,000 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 3 | 1.4% | 100% | $388,333 | |
Newrez LLC
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Conventional | 3 | 1.4% | 75% | $205,000 | |
loanDepot.com LLC
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Conventional | 3 | 1.4% | 75% | $105,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.4% | 100% | $261,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.4% | 75% | $111,666 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.4% | 100% | $238,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 3 | 1.4% | 100% | $251,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $280,000 | |
Ruoff Mortgage Company
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Conventional, VA | 2 | 0.9% | 100% | $600,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 100% | $445,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.9% | 100% | $455,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $335,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $105,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $495,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 33.3% | $305,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $65,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,205,000 | View |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $325,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Brighton Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brighton, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Brighton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brighton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brighton, MI
Use these to narrow the list above. Each category shows how many Brighton, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Brighton, MI
Independent mortgage companies closed 61 percent of home loans in Brighton, Michigan in 2025, banks 18.3 percent and credit unions 20.7 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Lake Trust Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Trust Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brighton, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Brighton, Michigan with 7 loans, about 3.3 percent of the market. The largest lender headquartered in Michigan was Lake Trust Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Brighton, Michigan in 2025, led by Rocket Mortgage with 4. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 17 credit unions closed home loans in Brighton, Michigan in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brighton, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brighton, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brighton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
