Mortgage Lenders and Brokers in Au Sable, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Au Sable, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and 1St State Bank1St State Bank3907 Wilder Rd, Bay City, MI 48706A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Au Sable, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Au Sable are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Au Sable, Michigan
Market share is the lender's share of all home loans closed in Au Sable, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 3 +1 HELOCs |
3.2% | 100% | $355,000 | |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 66.7% | $105,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.1% | 100% | $145,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 100% | $335,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $115,000 | View |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 1.1% | 100% | $865,000 | View |
|
3907 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.1% | 100% | $295,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA | 1 | 1.1% | 100% | $145,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.1% | 100% | $495,000 | View |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 27.4% | 87.1% | $135,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 8 | 8.4% | 72.7% | $207,500 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 3 | 3.2% | 100% | $115,000 | |
Staunton Financial Inc
|
Conventional, VA, USDA | 3 | 3.2% | 100% | $205,000 | |
Gold Star Mortgage Financial Group, Corporation
|
USDA | 1 | 1.1% | 100% | $75,000 | |
Michigan Mutual, Inc
|
VA | 1 | 1.1% | 100% | $445,000 | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 4.2% | 100% | $152,500 | |
Mortgage Research Center
|
VA | 4 | 4.2% | 100% | $205,000 | |
Home Mortgage Advisors, LLC
|
Conventional, VA | 3 | 3.2% | 75% | $91,666 | |
Navy Federal Credit Union
|
Conventional, VA | 3 | 3.2% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 2.1% | 100% | $230,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 2.1% | 100% | $110,000 | |
Stockton Mortgage Corporation
|
Conventional, USDA | 2 | 2.1% | 100% | $240,000 | |
Lower, LLC
|
FHA, VA | 2 | 2.1% | 100% | $200,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $105,000 | |
Newrez LLC
|
FHA | 1 | 1.1% | 100% | $145,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $105,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 1.1% | 100% | $185,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.1% | 100% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 50% | $135,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.1% | 100% | $805,000 | View |
Mortgage300 Corporation
|
Conventional | 1 | 1.1% | 100% | $155,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.1% | 50% | $105,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.1% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.1% | 100% | $185,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Au Sable Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Au Sable, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Au Sable? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Au Sable in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Au Sable, MI
Use these to narrow the list above. Each category shows how many Au Sable, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Au Sable, MI
Independent mortgage companies closed 74.7 percent of home loans in Au Sable, Michigan in 2025, banks 15.8 percent and credit unions 9.5 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Au Sable, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Au Sable, Michigan with 3 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Au Sable, Michigan in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Au Sable, Michigan in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Au Sable, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Au Sable, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Au Sable. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
