Mortgage Lenders and Brokers in White Island Shores, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White Island Shores, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Bank of CantonBank of Canton850 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 4.22%, Rockland Federal Credit UnionRockland Federal Credit Union200 Westgate Dr Unit 119A, Brockton, MA 02301A+5.0 ★Texas Ratio: 3.09%, Sharon & Crescent United Credit UnionSharon & Crescent United Credit Union115 Commercial St, Brockton, MA 02302A+5.0 ★Texas Ratio: 2.19%, Somerset Federal Credit UnionSomerset Federal Credit Union740 County St, Somerset, MA 02726A+5.0 ★Texas Ratio: 1.02%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, Main Street BankMain Street Bank7 Main St, Ayer, MA 01432A5.0 ★Texas Ratio: 11.53%, and Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Island Shores, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Island Shores are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White Island Shores, Massachusetts
Market share is the lender's share of all home loans closed in White Island Shores, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +3 HELOCs |
3.6% | 83.3% | $251,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 3 +14 HELOCs |
2.2% | 75% | $268,333 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 3 | 2.2% | 100% | $145,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 2 | 1.5% | 100% | $180,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 2 | 1.5% | 100% | $60,000 | View |
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115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 1.5% | 100% | $55,000 | View |
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740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 1.5% | 100% | $95,000 | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $495,000 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.7% | 100% | $95,000 | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.7% | 100% | $405,000 | View |
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38 Auburn St, Auburn, MA 01501 C4.0 ★Texas Ratio: 27.40% |
Conventional | 1 | 0.7% | 100% | $15,000 | View |
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12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
FHA | 1 | 0.7% | 100% | $385,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional, FHA | 3 | 2.2% | 100% | $428,333 | |
Fall River Municipal Credit Un
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Conventional | 1 | 0.7% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
St. Anne'S Credit Union of Fal
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 22 | 16.1% | 91.7% | $243,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 7.3% | 100% | $400,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 4.4% | 100% | $313,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3.6% | 100% | $435,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 2.9% | 80% | $350,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 2.9% | 66.7% | $317,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.9% | 80% | $342,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 4 | 2.9% | 100% | $505,000 | View |
Nationstar Mortgage
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Conventional | 4 | 2.9% | 80% | $122,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.2% | 60% | $455,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 2.2% | 75% | $451,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.2% | 100% | $468,333 | |
First Community Mortgage, Inc.
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Conventional | 2 | 1.5% | 100% | $425,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $250,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.5% | 66.7% | $100,000 | |
Webster Bank, N.A.
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $295,000 | |
Primelending
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FHA | 1 | 0.7% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 66.7% | $425,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $415,000 | |
First Home Mortgage
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Valon Mortgage
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Conventional | 1 | 0.7% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Bay Equity LLC
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FHA | 1 | 0.7% | 100% | $385,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.7% | 100% | $785,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $455,000 | View |
Harborone Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 33.3% | $595,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $285,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.7% | 100% | $565,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $425,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
White Island Shores Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White Island Shores, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in White Island Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Island Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White Island Shores, MA
Use these to narrow the list above. Each category shows how many White Island Shores, MA lenders fit and what that kind of lender is usually best for.
Who Lends in White Island Shores, MA
Independent mortgage companies closed 68.6 percent of home loans in White Island Shores, Massachusetts in 2025, banks 24.8 percent and credit unions 6.6 percent. Radius Financial Group Inc was the largest mortgage company, Rockland Trust Bank the largest bank and Rockland Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White Island Shores, MA
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in White Island Shores, Massachusetts with 5 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in White Island Shores, Massachusetts in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in White Island Shores, Massachusetts in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Island Shores, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Island Shores, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Island Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
