Mortgage Lenders and Brokers in Petersham, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Petersham, Massachusetts mortgage lenders include Millbury National BankMillbury National Bank18 Main St, Millbury, MA 01527A+5.0 ★Texas Ratio: 3.69%, Workers Federal Credit UnionWorkers Federal Credit Union107 Tower Rd, Athol, MA 01331 9823A+5.0 ★Texas Ratio: 5.99%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Athol Credit UnionAthol Credit Union513 Main St, Athol, MA 01331 1825, All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, BankesbBankesb770 Main St, Agawam, MA 01001, Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, and Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Petersham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Petersham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Petersham, Massachusetts
Market share is the lender's share of all home loans closed in Petersham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 3 | 12.5% | 75% | $355,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 8.3% | 100% | $275,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
4.2% | 100% | $395,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 4.2% | 100% | $325,000 | View |
Athol Credit Union
513 Main St, Athol, MA 01331 1825 |
Conventional | 1 | 4.2% | 100% | $325,000 | |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 4.2% | 100% | $185,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 4.2% | 100% | $125,000 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 4.2% | 100% | $225,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Athol Savings Bank
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Conventional | 2 | 8.3% | 66.7% | $220,000 | |
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A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 4.2% | 100% | $305,000 | View |
Newrez LLC
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Conventional | 2 | 8.3% | 100% | $365,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 4.2% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 4.2% | 100% | $255,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 4.2% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 4.2% | 100% | $295,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 4.2% | 100% | $45,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 4.2% | 100% | $365,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 4.2% | 100% | $435,000 | |
Navy Federal Credit Union
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Conventional | 1 | 4.2% | 100% | $635,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a |
Petersham Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Petersham, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Petersham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Petersham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Petersham, MA
Use these to narrow the list above. Each category shows how many Petersham, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Petersham, MA
Independent mortgage companies closed 37.5 percent of home loans in Petersham, Massachusetts in 2025, banks 37.5 percent and credit unions 25 percent. Newrez LLC was the largest mortgage company, Millbury National Bank the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Millbury National Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Petersham, MA
By home loans closed in 2025, Millbury National Bank was the largest mortgage lender in Petersham, Massachusetts with 3 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Petersham, Massachusetts in 2025, led by Freedom Mortgage Corporation with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 7 credit unions closed home loans in Petersham, Massachusetts in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Petersham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Petersham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Petersham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
