Mortgage Lenders and Brokers in North Adams, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Adams, Massachusetts mortgage lenders include Adams Community BankAdams Community Bank31 Eagle St, North Adams, MA 01247A+5.0 ★Texas Ratio: 3.06%, MountainOne BankMountainOne Bank93 Main St, North Adams, MA 01247A+5.0 ★Texas Ratio: 5.85%, Nbt Bank NANbt Bank NA331 State Rd, North Adams, MA 01247A+5.0 ★Texas Ratio: 3.43%, Beacon Bank & TrustBeacon Bank & Trust37 Main St, North Adams, MA 01247A+5.0 ★Texas Ratio: 5.36%, Greylock Federal Credit UnionGreylock Federal Credit Union131 Ashland St, North Adams, MA 01247A5.0 ★Texas Ratio: 7.93%, Pittsfield Cooperative BankPittsfield Cooperative Bank431 Main St, Dalton, MA 01226A+5.0 ★Texas Ratio: 2.25%, Monson Savings BankMonson Savings Bank61 N Main St, East Longmeadow, MA 01028A+5.0 ★Texas Ratio: 1.92%, Central One Federal Credit UnionCentral One Federal Credit Union63 Southbridge St, Auburn, MA 01501, Lee BankLee Bank279 Main St, Great Barrington, MA 01230A+5.0 ★Texas Ratio: 4.42%, and Baycoast BankBaycoast Bank2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Adams, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Adams are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Adams, Massachusetts
Market share is the lender's share of all home loans closed in North Adams, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Adams 31 Eagle St, North Adams, MA 01247 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 25 | 15.6% | 80.6% | $199,000 | View |
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93 Main St, North Adams, MA 01247 A+5.0 ★Texas Ratio: 5.85% |
Conventional | 4 | 2.5% | 71.4% | $167,500 | View |
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1 office in North Adams 331 State Rd, North Adams, MA 01247 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in North Adams 37 Main St, North Adams, MA 01247 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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131 Ashland St, North Adams, MA 01247 A5.0 ★Texas Ratio: 7.93% |
Conventional, HELOC | 55 +17 HELOCs |
34.4% | 88.7% | $154,636 | View |
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431 Main St, Dalton, MA 01226 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 5 | 3.1% | 100% | $237,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional | 1 | 0.6% | 100% | $235,000 | |
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279 Main St, Great Barrington, MA 01230 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 1 | 0.6% | 50% | $205,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, USDA | 23 | 14.4% | 92% | $160,652 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 6.9% | 100% | $129,545 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.9% | 60% | $91,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.9% | 60% | $151,666 | |
loanDepot.com LLC
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FHA, VA | 2 | 1.2% | 66.7% | $245,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 40% | $230,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.2% | 100% | $330,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $165,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
United Wholesale Mortgage
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VA | 1 | 0.6% | 25% | $295,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 33.3% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $345,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Greenwood Credit Union
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Shoreham Bank
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FHA | 1 | 0.6% | 100% | $35,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 50% | $165,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 50% | $105,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Westerly Community Credit Union
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Adams Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Adams, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in North Adams? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Adams in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Adams, MA
Use these to narrow the list above. Each category shows how many North Adams, MA lenders fit and what that kind of lender is usually best for.
Who Lends in North Adams, MA
Independent mortgage companies closed 35.6 percent of home loans in North Adams, Massachusetts in 2025, banks 27.5 percent and credit unions 36.9 percent. Guild Mortgage Company was the largest mortgage company, Adams Community Bank the largest bank and Greylock Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Adams Community Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Adams, MA
By home loans closed in 2025, Adams Community Bank was the largest mortgage lender in North Adams, Massachusetts with 25 loans, about 15.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Adams, Massachusetts, Greylock Federal Credit Union approved the highest share of completed applications in 2025 at 88.7 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in North Adams, Massachusetts in 2025, led by Guild Mortgage Company with 9. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in North Adams, Massachusetts in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Adams, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Adams, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Adams. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
