Granby, Massachusetts mortgage lenders include Florence BankFlorence Bank68 Pleasant St, Granby, MA 01033A+5.0 ★Texas Ratio: 2.70%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, Freedom Credit UnionFreedom Credit Union1976 MEMORIAL DR, CHICOPEE, MA 01020A5.0 ★Texas Ratio: 8.45%, Greenfield Savings BankGreenfield Savings Bank108 N Pleasant St, Amherst, MA 01002A+5.0 ★Texas Ratio: 3.75%, Polish National Credit UnionPolish National Credit Union34 W State St, Granby, MA 01033 9450A+5.0 ★Texas Ratio: 1.02%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, BankesbBankesb770 Main St, Agawam, MA 01001, and M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Granby, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Granby are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Granby, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 1 office in Granby 68 Pleasant St, Granby, MA 01033 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 3 +11 HELOCs |
3.4% | 100% | $265,000 | View |
|
56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 7 +10 HELOCs |
7.9% | 100% | $257,857 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 5 | 5.6% | 83.3% | $77,000 | View |
|
1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 3 | 3.4% | 100% | $28,333 | View |
|
108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 3 | 3.4% | 100% | $148,333 | View |
|
34 W State St, Granby, MA 01033 9450 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 3 | 3.4% | 75% | $301,666 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 3 | 3.4% | 75% | $61,666 | View |
|
655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +8 HELOCs |
2.2% | 100% | $225,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 100% | $160,000 | |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $290,000 | View |
|
145 Industry Ave, Springfield, MA 01104 3222 |
Conventional | 2 | 2.2% | 100% | $85,000 | View |
|
390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 2 | 2.2% | 100% | $280,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
1.1% | 100% | $265,000 | View |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $465,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
|
599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.1% | 100% | $595,000 | View |
|
14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 1.1% | 100% | $255,000 | |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 2.2% | 100% | $320,000 | View |
Rocket Mortgage
|
Conventional, FHA | 8 | 9% | 100% | $332,500 | |
loanDepot.com LLC
|
Conventional, VA | 3 | 3.4% | 60% | $311,666 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 3 | 3.4% | 100% | $358,333 | View |
Navy Federal Credit Union
|
VA | 3 | 3.4% | 100% | $368,333 | |
Affordable Mortgage Advisors
|
Conventional | 2 | 2.2% | 100% | $230,000 | |
Lakeview Loan Servicing, LLC
|
FHA, VA | 2 | 2.2% | 100% | $285,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 2.2% | 100% | $435,000 | |
Guild Mortgage Company
|
Conventional | 2 | 2.2% | 100% | $345,000 | |
Mortgage Research Center
|
VA | 2 | 2.2% | 100% | $280,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 2.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $145,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.1% | 100% | $605,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 1.1% | 100% | $175,000 | |
Newrez LLC
|
VA | 1 | 1.1% | 50% | $315,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 1.1% | 100% | $435,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 1.1% | 100% | $265,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $575,000 | View |
Harborone Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $785,000 | |
Milend, Inc
|
Conventional | 1 | 1.1% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 100% | $335,000 | |
Member Advantage Mortgage
|
Conventional | 1 | 1.1% | 100% | $225,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 50% | $525,000 | View |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Granby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Granby in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Granby, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 42.7 percent of home loans in Granby, Massachusetts in 2025, banks 36 percent and credit unions 21.3 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Florence Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Florence Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Florence Bank was the largest mortgage lender in Granby, Massachusetts with 3 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Granby, Massachusetts in 2025, led by Rocket Mortgage with 4. 6 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 10 credit unions closed home loans in Granby, Massachusetts in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Granby, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Granby, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Granby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.