Mortgage Lenders and Brokers in Devens, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Devens, Massachusetts mortgage lenders include Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%, Winter Hill BankWinter Hill Bank271 Main St, North Reading, MA 01864A+5.0 ★Texas Ratio: 0.00%, Institution For SavingsInstitution For Savings112 County Rd, Amesbury, MA 01913A+5.0 ★Texas Ratio: 0.22%, Middlesex Savings BankMiddlesex Savings Bank279 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 1.23%, Central One Federal Credit UnionCentral One Federal Credit Union63 Southbridge St, Auburn, MA 01501, Fidelity Co-Operative BankFidelity Co-Operative Bank56 Common St, Barre, MA 01005C+4.0 ★Texas Ratio: 26.47%, Salem Five Mortgage Company LLCSalem Five Mortgage Company LLCSalem, MA, Rocket Mortgage, and Movement Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Devens, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Devens are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Devens, Massachusetts
Market share is the lender's share of all home loans closed in Devens, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +1 HELOCs |
5% | 100% | $225,000 | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 5% | 100% | $215,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 5% | 100% | $625,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 5% | 100% | $195,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 2 | 10% | 100% | $835,000 | |
Rocket Mortgage
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Conventional | 3 | 15% | 75% | $158,333 | |
Movement Mortgage, LLC
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Conventional | 2 | 10% | 100% | $490,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 5% | 100% | $345,000 | |
American Eagle FCU
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Conventional | 1 | 5% | 100% | $115,000 | |
United Wholesale Mortgage
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Conventional | 1 | 5% | 100% | $765,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 5% | 100% | $455,000 | |
Mortgage Research Center
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VA | 1 | 5% | 100% | $695,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 5% | 100% | $715,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 5% | 100% | $765,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 5% | 100% | $965,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 5% | 100% | $1,195,000 | View |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Devens Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Devens, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Devens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Devens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Devens, MA
Use these to narrow the list above. Each category shows how many Devens, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Devens, MA
Independent mortgage companies closed 45 percent of home loans in Devens, Massachusetts in 2025, banks 40 percent and credit unions 15 percent. Rocket Mortgage was the largest mortgage company, Winter Hill Bank the largest bank and Digital Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Digital Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Devens, MA
By home loans closed in 2025, Digital Federal Credit Union was the largest mortgage lender in Devens, Massachusetts with 1 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Devens, Massachusetts in 2025, alongside 6 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Devens, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Devens, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Devens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
