Mortgage Lenders and Brokers in Brookfield, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brookfield, Massachusetts mortgage lenders include North Brookfield Savings BankNorth Brookfield Savings Bank4 Daniel Shays Hwy, Belchertown, MA 01007, Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%, Southbridge Credit UnionSouthbridge Credit Union732 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.53%, Webster First Federal Credit UnionWebster First Federal Credit Union547 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.75%, Country Bank for SavingsCountry Bank for Savings21 N Main St, Belchertown, MA 01007A5.0 ★Texas Ratio: 6.28%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, BankesbBankesb770 Main St, Agawam, MA 01001, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, and M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brookfield, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brookfield are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brookfield, Massachusetts
Market share is the lender's share of all home loans closed in Brookfield, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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North Brookfield Savings Bank
4 Daniel Shays Hwy, Belchertown, MA 01007 |
Conventional | 7 | 10.8% | 100% | $260,714 | |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 5 | 7.7% | 100% | $187,000 | View |
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732 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.53% |
Conventional | 3 | 4.6% | 75% | $115,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 3 | 4.6% | 75% | $205,000 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 2 +4 HELOCs |
3.1% | 66.7% | $390,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 2 | 3.1% | 100% | $180,000 | |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 1.5% | 100% | $95,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 1.5% | 100% | $545,000 | |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 1.5% | 100% | $485,000 | View |
New Fed Mortgage Corp.
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FHA | 1 | 1.5% | 100% | $325,000 | |
Rocket Mortgage
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Conventional | 5 | 7.7% | 100% | $163,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 6.2% | 100% | $247,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 4.6% | 100% | $411,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 4.6% | 100% | $335,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.1% | 100% | $285,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 3.1% | 100% | $335,000 | |
Mortgage Research Center
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Conventional, FHA | 2 | 3.1% | 100% | $185,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 1.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 100% | $335,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 1.5% | 100% | $395,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 1.5% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.5% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $305,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.5% | 100% | $215,000 | View |
American Financing Corporation
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Nations Lending Corporation
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VA | 1 | 1.5% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.5% | 50% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1.5% | 100% | $245,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $75,000 | |
New American Funding, LLC.
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VA | 1 | 1.5% | 50% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.5% | 100% | $265,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 1.5% | 100% | $245,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 1.5% | 50% | $215,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.5% | 100% | $345,000 |
Brookfield Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brookfield, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Brookfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brookfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brookfield, MA
Use these to narrow the list above. Each category shows how many Brookfield, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Brookfield, MA
Independent mortgage companies closed 53.8 percent of home loans in Brookfield, Massachusetts in 2025, banks 30.8 percent and credit unions 15.4 percent. New Fed Mortgage Corp. was the largest mortgage company, North Brookfield Savings Bank the largest bank and Southbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, North Brookfield Savings Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brookfield, MA
By home loans closed in 2025, North Brookfield Savings Bank was the largest mortgage lender in Brookfield, Massachusetts with 7 loans, about 10.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Brookfield, Massachusetts in 2025, led by New Fed Mortgage Corp. with 1. 5 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 6 credit unions closed home loans in Brookfield, Massachusetts in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brookfield, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brookfield, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brookfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
