Mortgage Lenders and Brokers in Temple Hills, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Temple Hills, Maryland mortgage lenders include Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Prince Georges Community FCUPrince Georges Community FCU6985 Muirkirk Meadows Dr, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.40%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co7815 Woodmont Ave, Bethesda, MD 20814A5.0 ★Texas Ratio: 7.39%, Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, and M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Temple Hills, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Temple Hills are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Temple Hills, Maryland
Market share is the lender's share of all home loans closed in Temple Hills, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 2 +1 HELOCs |
2.9% | 66.7% | $265,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 2.9% | 100% | $205,000 | View |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 2 | 2.9% | 100% | $135,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 2 | 2.9% | 100% | $340,000 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.5% | 100% | $265,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 1.5% | 100% | $305,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.5% | 100% | $245,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, FHA | 3 | 4.4% | 100% | $311,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 2.9% | 66.7% | $295,000 | View |
Direct Mortgage Loans, LLC
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VA | 1 | 1.5% | 100% | $305,000 | |
The Mortgage Link, Inc.
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VA | 1 | 1.5% | 100% | $405,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 19.1% | 93.8% | $227,307 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
4.4% | 60% | $181,666 | View |
United Wholesale Mortgage
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FHA, VA | 3 | 4.4% | 60% | $391,666 | |
Freedom Mortgage Corporation
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FHA | 3 | 4.4% | 100% | $401,666 | |
City Lending Inc.
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Conventional, FHA | 3 | 4.4% | 100% | $278,333 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 3 | 4.4% | 100% | $258,333 | |
TowneBank
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FHA | 3 | 4.4% | 100% | $401,666 | |
Newrez LLC
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FHA, VA | 2 | 2.9% | 66.7% | $200,000 | |
American Financial Network, Inc.
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FHA | 2 | 2.9% | 100% | $435,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 2.9% | 75% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $435,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 1.5% | 100% | $435,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 1.5% | 100% | $335,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $415,000 | |
ClearPath Lending
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VA | 1 | 1.5% | 50% | $465,000 | |
T2 Financial LLC
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FHA | 1 | 1.5% | 100% | $395,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 1.5% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.5% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.5% | 50% | $475,000 | |
Mortgage Research Center
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VA | 1 | 1.5% | 100% | $565,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.5% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $55,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Temple Hills Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Temple Hills, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Temple Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Temple Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Temple Hills, MD
Use these to narrow the list above. Each category shows how many Temple Hills, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Temple Hills, MD
Independent mortgage companies closed 75 percent of home loans in Temple Hills, Maryland in 2025, banks 13.2 percent and credit unions 11.8 percent. Lower, LLC was the largest mortgage company, Fulton Bank, National Association the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Temple Hills, MD
By home loans closed in 2025, Educational Systems FCU was the largest mortgage lender in Temple Hills, Maryland with 2 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Temple Hills, Maryland in 2025, led by Freedom Mortgage Corporation with 3. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Temple Hills, Maryland in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Temple Hills, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Temple Hills, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Temple Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
