Mortgage Lenders and Brokers in New Windsor, Maryland
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
New Windsor, Maryland mortgage lenders include Acnb BankAcnb Bank213 Main St, New Windsor, MD 21776A+5.0 ★Texas Ratio: 2.55%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Windsor, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Windsor are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Windsor, Maryland
Market share is the lender's share of all home loans closed in New Windsor, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in New Windsor 213 Main St, New Windsor, MD 21776 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 50% | $55,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 3 | 4.1% | 100% | $71,666 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +2 HELOCs |
2.7% | 100% | $200,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 2.7% | 100% | $715,000 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $195,000 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $375,000 | View |
|
8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $65,000 | View |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $115,000 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 1.4% | 50% | $405,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
FHA | 1 | 1.4% | 100% | $585,000 | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.4% | 50% | $685,000 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 1.4% | 100% | $335,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 1.4% | 100% | $385,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Mortgage Loans, LLC
|
Conventional | 3 | 4.1% | 100% | $425,000 | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 1.4% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.4% | 100% | $475,000 | View |
Bay Capital Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $415,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 14.9% | 80% | $251,363 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 10.8% | 88.9% | $388,750 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +3 HELOCs |
5.4% | 100% | $97,500 | View |
Originpoint, LLC
|
Conventional, FHA | 3 | 4.1% | 100% | $515,000 | |
Newrez LLC
|
Conventional | 3 | 4.1% | 100% | $261,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 2.7% | 100% | $420,000 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 2 | 2.7% | 66.7% | $450,000 | |
TowneBank
|
Conventional, FHA | 2 | 2.7% | 100% | $455,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 1.4% | 100% | $475,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.4% | 100% | $485,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $375,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.4% | 100% | $195,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1.4% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.4% | 100% | $395,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $105,000 | |
Guild Mortgage Company
|
Conventional | 1 | 1.4% | 100% | $345,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $365,000 | |
Southern Trust Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $335,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 1.4% | 100% | $405,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 1.4% | 100% | $365,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.4% | 100% | $395,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1.4% | 100% | $365,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
New Windsor Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Windsor, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in New Windsor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Windsor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Windsor, MD
Use these to narrow the list above. Each category shows how many New Windsor, MD lenders fit and what that kind of lender is usually best for.
Who Lends in New Windsor, MD
Independent mortgage companies closed 64.9 percent of home loans in New Windsor, Maryland in 2025, banks 20.3 percent and credit unions 14.9 percent. Direct Mortgage Loans, LLC was the largest mortgage company, Acnb Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Windsor, MD
By home loans closed in 2025, Acnb Bank was the largest mortgage lender in New Windsor, Maryland with 1 loans, about 1.4 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in New Windsor, Maryland in 2025, led by Rocket Mortgage with 2. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in New Windsor, Maryland in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Windsor, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Windsor, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Windsor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
