Mortgage Lenders and Brokers in Gambrills, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gambrills, Maryland mortgage lenders include M&T BankM&T Bank2637 Brandermill Blvd, Gambrills, MD 21054A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.2377 Brandermill Blvd, Gambrills, MD 21054A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA2627 Brandermill Blvd, Gambrills, MD 21054A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank2405 Brandermill Blvd, Gambrills, MD 21054A+5.0 ★Texas Ratio: 2.87%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Tower Federal Credit UnionTower Federal Credit Union1077 State Route 3 N, Gambrills, MD 21054 1722A+5.0 ★Texas Ratio: 1.97%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, All Credit Considered Mortgage, Inc.All Credit Considered Mortgage, Inc.Rockville, MD, Fidelity Direct Mortgage, LLCFidelity Direct Mortgage, LLCGaithersburg, MD, and First Home MortgageFirst Home MortgageBaltimore, MDA+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gambrills, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gambrills are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gambrills, Maryland
Market share is the lender's share of all home loans closed in Gambrills, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gambrills 2637 Brandermill Blvd, Gambrills, MD 21054 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 2 +1 HELOCs |
4.5% | 100% | $465,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Gambrills 2377 Brandermill Blvd, Gambrills, MD 21054 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 2.3% | 100% | $715,000 | View |
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1 office in Gambrills 2627 Brandermill Blvd, Gambrills, MD 21054 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1 office in Gambrills 2405 Brandermill Blvd, Gambrills, MD 21054 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 2.3% | 100% | $205,000 | View |
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1077 State Route 3 N, Gambrills, MD 21054 1722 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +4 HELOCs |
0% | 0% | ||
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 2.3% | 100% | $365,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 2.3% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 2.3% | 100% | $575,000 | View |
Universal Mortgage & Finance, Inc
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Conventional | 1 | 2.3% | 100% | $225,000 | |
Nfm, Inc
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Conventional | 1 | 2.3% | 100% | $545,000 | |
Direct Mortgage Loans, LLC
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VA | 1 | 2.3% | 100% | $545,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 2.3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +1 HELOCs |
18.2% | 100% | $361,250 | View |
Rocket Mortgage
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Conventional, VA, Jumbo | 7 | 15.9% | 87.5% | $385,000 | |
TowneBank
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Conventional, FHA | 3 | 6.8% | 100% | $508,333 | |
First Savings Mortgage Corporation
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Conventional | 2 | 4.5% | 100% | $525,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 2.3% | 100% | $205,000 | |
United Wholesale Mortgage
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VA | 1 | 2.3% | 100% | $585,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 2.3% | 100% | $475,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 2.3% | 50% | $295,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 2.3% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 2.3% | 100% | $675,000 | View |
Loanunited.Com, LLC
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FHA | 1 | 2.3% | 100% | $615,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.3% | 100% | $95,000 | |
Guild Mortgage Company
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Conventional | 1 | 2.3% | 100% | $595,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 2.3% | 100% | $335,000 | |
Justice Federal Credit Union
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Conventional | 1 | 2.3% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 2.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 2.3% | 100% | $125,000 | View |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gambrills Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gambrills, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Gambrills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gambrills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gambrills, MD
Use these to narrow the list above. Each category shows how many Gambrills, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Gambrills, MD
Independent mortgage companies closed 59.1 percent of home loans in Gambrills, Maryland in 2025, banks 18.2 percent and credit unions 22.7 percent. All Credit Considered Mortgage, Inc. was the largest mortgage company, M&T Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gambrills, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Gambrills, Maryland with 2 loans, about 4.5 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Gambrills, Maryland in 2025, led by TowneBank with 1. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Gambrills, Maryland in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gambrills, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gambrills, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gambrills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
