Mortgage Lenders and Brokers in Finzel, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Finzel, Maryland mortgage lenders include Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, ACT 1st FCUACT 1st FCU11905 Messick Rd SE, Cumberland, MD 21502A5.0 ★Texas Ratio: 12.54%, First United Bank & TrustFirst United Bank & Trust207 N Main St, Boonsboro, MD 21713A+5.0 ★Texas Ratio: 2.11%, Dollar Bank, FSBDollar Bank, FSB1275 National Hwy, Cumberland, MD 21502A+5.0 ★Texas Ratio: 5.29%, Chessie Federal Credit UnionChessie Federal Credit Union122 W Union St, Cumberland, MD 21502A+5.0 ★Texas Ratio: 2.92%, Middletown Valley BankMiddletown Valley Bank6721 Old National Pike, Boonsboro, MD 21713A+5.0 ★Texas Ratio: 1.21%, Somerset Trust CompanySomerset Trust Company351 E Main St, Frostburg, MD 21532A5.0 ★Texas Ratio: 12.17%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and First Peoples CfcuFirst Peoples CfcuCumberland, MD. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Finzel, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Finzel are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Finzel, Maryland
Market share is the lender's share of all home loans closed in Finzel, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 7.9% | 60% | $181,666 | View |
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11905 Messick Rd SE, Cumberland, MD 21502 A5.0 ★Texas Ratio: 12.54% |
Conventional | 2 | 5.3% | 66.7% | $100,000 | View |
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207 N Main St, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 5.3% | 100% | $225,000 | View |
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1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 1 +1 HELOCs |
2.6% | 100% | $125,000 | View |
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122 W Union St, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 2.6% | 100% | $265,000 | View |
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6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 2.6% | 100% | $145,000 | View |
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351 E Main St, Frostburg, MD 21532 A5.0 ★Texas Ratio: 12.17% |
Conventional | 1 | 2.6% | 50% | $25,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Peoples Cfcu
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Conventional | 9 | 23.7% | 100% | $106,111 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 2.6% | 100% | $145,000 | |
Rocket Mortgage
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Conventional | 3 | 7.9% | 75% | $168,333 | |
Farm Credit of the Virginias, ACA
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Conventional | 2 | 5.3% | 100% | $385,000 | |
Mortgage Research Center
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VA | 2 | 5.3% | 66.7% | $275,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.6% | 100% | $135,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 2.6% | 100% | $205,000 | |
ALCOVA Mortgage, LLC
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USDA | 1 | 2.6% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 2.6% | 100% | $85,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 2.6% | 100% | $65,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 2.6% | 100% | $105,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 2.6% | 100% | $135,000 | |
Better Mortgage Corporation
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Conventional | 1 | 2.6% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 2.6% | 100% | $395,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 2.6% | 100% | $25,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Finzel Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Finzel, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Finzel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Finzel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Finzel, MD
Use these to narrow the list above. Each category shows how many Finzel, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Finzel, MD
Independent mortgage companies closed 39.5 percent of home loans in Finzel, Maryland in 2025, banks 26.3 percent and credit unions 34.2 percent. Rocket Mortgage was the largest mortgage company, Truist Bank the largest bank and ACT 1st FCU the largest credit union. Among lenders headquartered in Maryland, ACT 1st FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Finzel, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Finzel, Maryland with 3 loans, about 7.9 percent of the market. The largest lender headquartered in Maryland was ACT 1st FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Finzel, Maryland in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Finzel, Maryland in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Finzel, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Finzel, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Finzel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
