Mortgage Lenders and Brokers in Fairmount Heights, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairmount Heights, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairmount Heights, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairmount Heights are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairmount Heights, Maryland
Market share is the lender's share of all home loans closed in Fairmount Heights, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.1% | 100% | $365,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 1.5% | 100% | $355,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 1.5% | 100% | $415,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.5% | 100% | $415,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 1.5% | 100% | $635,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.5% | 100% | $375,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Universal Mortgage & Finance, Inc
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FHA | 2 | 3.1% | 100% | $515,000 | |
Bayshore Mortgage Funding
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FHA | 2 | 3.1% | 100% | $370,000 | |
Cazle Mortgage, Inc.
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Conventional | 1 | 1.5% | 100% | $285,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $345,000 | |
Nfm, Inc
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Conventional | 1 | 1.5% | 100% | $375,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 1.5% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 7.7% | 100% | $343,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 6.2% | 57.1% | $317,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 6.2% | 80% | $340,000 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 6.2% | 100% | $165,000 | |
City Lending Inc.
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Conventional, FHA | 3 | 4.6% | 100% | $211,666 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 3.1% | 100% | $375,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 3.1% | 100% | $420,000 | |
Mortgage Research Center
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VA | 2 | 3.1% | 100% | $400,000 | |
TowneBank
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Conventional | 2 | 3.1% | 100% | $335,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
1.5% | 100% | $265,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +1 HELOCs |
1.5% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 33.3% | $295,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 1.5% | 100% | $235,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 1.5% | 50% | $605,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 1.5% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.5% | 100% | $345,000 | |
Newrez LLC
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Conventional | 1 | 1.5% | 100% | $55,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.5% | 100% | $375,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $215,000 | |
AmWest Funding Corp
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Conventional | 1 | 1.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 1.5% | 100% | $395,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 1.5% | 100% | $445,000 | |
First Heritage Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $355,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 1.5% | 100% | $415,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $55,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1.5% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.5% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $285,000 | |
Reliance First Capital, LLC
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FHA | 1 | 1.5% | 100% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairmount Heights Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairmount Heights, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Fairmount Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairmount Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairmount Heights, MD
Use these to narrow the list above. Each category shows how many Fairmount Heights, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Fairmount Heights, MD
Independent mortgage companies closed 83.1 percent of home loans in Fairmount Heights, Maryland in 2025, banks 13.8 percent and credit unions 3.1 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Nasa Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Nasa Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairmount Heights, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fairmount Heights, Maryland with 2 loans, about 3.1 percent of the market. The largest lender headquartered in Maryland was Nasa Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Fairmount Heights, Maryland in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Fairmount Heights, Maryland in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairmount Heights, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairmount Heights, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairmount Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
