Mortgage Lenders and Brokers in Chestertown, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chestertown, Maryland mortgage lenders include The Peoples BankThe Peoples Bank5530 Wisconsin Ave, Chevy Chase, MD 20815A+5.0 ★Texas Ratio: 3.39%, Shore United Bank, N.A.Shore United Bank, N.A.899 Washington Ave, Chestertown, MD 21620A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.803 Washington Ave, Chestertown, MD 21620A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank501 Washington Ave, Chestertown, MD 21620A+5.0 ★Texas Ratio: 2.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, and Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chestertown, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chestertown are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chestertown, Maryland
Market share is the lender's share of all home loans closed in Chestertown, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5530 Wisconsin Ave, Chevy Chase, MD 20815 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 4 | 5.3% | 100% | $102,500 | View |
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1 office in Chestertown 899 Washington Ave, Chestertown, MD 21620 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 2.7% | 66.7% | $280,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Chestertown 803 Washington Ave, Chestertown, MD 21620 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
1.3% | 50% | $375,000 | View |
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★ 1 stars, 1 review 1 office in Chestertown 501 Washington Ave, Chestertown, MD 21620 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 100% | $225,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $105,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $275,000 | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 100% | $505,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
VA | 1 | 1.3% | 100% | $285,000 | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 6.7% | 100% | $293,000 | View |
Nfm, Inc
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Conventional, FHA, VA | 5 | 6.7% | 100% | $285,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1.3% | 100% | $595,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 16% | 100% | $240,833 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 5.3% | 83.3% | $310,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, USDA | 4 | 5.3% | 100% | $237,500 | |
Newrez LLC
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Conventional | 3 | 4% | 75% | $78,333 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 4% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, USDA | 3 | 4% | 100% | $208,333 | |
Guild Mortgage Company
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Conventional, USDA | 2 | 2.7% | 100% | $315,000 | |
Mortgage Research Center
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VA | 2 | 2.7% | 100% | $435,000 | |
Tidewater Mortgage Services, Inc
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FHA | 1 | 1.3% | 100% | $305,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.3% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.3% | 100% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.3% | 33.3% | $35,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.3% | 100% | $295,000 | |
Bay Equity LLC
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Conventional | 1 | 1.3% | 100% | $505,000 | |
Service Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 1.3% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.3% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Better Mortgage Corporation
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VA | 1 | 1.3% | 100% | $355,000 | |
TowneBank
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Conventional | 1 | 1.3% | 100% | $305,000 | |
New American Funding, LLC.
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FHA | 1 | 1.3% | 100% | $95,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.3% | 100% | $575,000 | View |
United Nations Federal CU
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Conventional | 1 | 1.3% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 100% | $55,000 | |
Artisans' Bank
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Conventional | 1 | 1.3% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Chestertown Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chestertown, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Chestertown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chestertown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chestertown, MD
Use these to narrow the list above. Each category shows how many Chestertown, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Chestertown, MD
Independent mortgage companies closed 77.3 percent of home loans in Chestertown, Maryland in 2025, banks 16 percent and credit unions 6.7 percent. Lower, LLC was the largest mortgage company, The Peoples Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, The Peoples Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chestertown, MD
By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Chestertown, Maryland with 4 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Chestertown, Maryland in 2025, led by Nfm, Inc with 2. 7 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in Chestertown, Maryland in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chestertown, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chestertown, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chestertown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
