Mortgage Lenders and Brokers in Valley Center, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Valley Center, Kansas mortgage lenders include Halstead BankHalstead Bank101 W Industrial St, Valley Center, KS 67147A+5.0 ★Texas Ratio: 2.38%, Intrust Bank, NAIntrust Bank, NA142 N Ash Ave, Valley Center, KS 67147A+5.0 ★Texas Ratio: 5.22%, Emprise BankEmprise Bank100 N Meridian Ave, Valley Center, KS 67147A+5.0 ★Texas Ratio: 3.11%, Meritrust Federal Credit UnionMeritrust Federal Credit Union610 E Cloud Ave, Andover, KS 67002 8952A+5.0 ★Texas Ratio: 4.29%, Peoples Bank and Trust CoPeoples Bank and Trust Co102 E Main St, Anthony, KS 67003A5.0 ★Texas Ratio: 7.49%, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, Credit Union of AmericaCredit Union of America329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, Heartland Credit UnionHeartland Credit Union103 S Kansas St, Haven, KS 67543 9261A5.0 ★Texas Ratio: 9.12%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, and Home Bank & Trust Co.Home Bank & Trust Co.741 N 4th St, Clearwater, KS 67026A5.0 ★Texas Ratio: 6.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valley Center, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valley Center are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valley Center, Kansas
Market share is the lender's share of all home loans closed in Valley Center, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Valley Center 101 W Industrial St, Valley Center, KS 67147 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 11 | 5% | 100% | $162,272 | View |
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1 office in Valley Center 142 N Ash Ave, Valley Center, KS 67147 A+5.0 ★Texas Ratio: 5.22% |
Conventional, HELOC | 4 +8 HELOCs |
1.8% | 80% | $112,500 | View |
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1 office in Valley Center 100 N Meridian Ave, Valley Center, KS 67147 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 3 +17 HELOCs |
1.4% | 100% | $495,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 12 | 5.5% | 92.3% | $289,166 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 12 | 5.5% | 100% | $326,666 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, VA, USDA, HELOC | 6 +5 HELOCs |
2.7% | 100% | $320,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, HELOC | 5 +7 HELOCs |
2.3% | 81.8% | $323,000 | View |
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103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12% |
Conventional, HELOC | 5 +2 HELOCs |
2.3% | 71.4% | $259,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 4 +2 HELOCs |
1.8% | 83.3% | $187,500 | View |
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741 N 4th St, Clearwater, KS 67026 A5.0 ★Texas Ratio: 6.38% |
Conventional | 4 | 1.8% | 100% | $230,000 | View |
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3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68% |
Conventional | 2 | 0.9% | 100% | $110,000 | View |
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700 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 2 | 0.9% | 100% | $260,000 | View |
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500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional, FHA | 2 | 0.9% | 66.7% | $265,000 | View |
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6160 N Broadway Ave, Wichita, KS 67219 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.9% | 100% | $85,000 | View |
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123 E Chicago Ave, Colwich, KS 67030 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 2 | 0.9% | 100% | $235,000 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $35,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $115,000 | View |
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1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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2330 Ohio St, Augusta, KS 67010 A-4.2 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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2830 Ohio St, Augusta, KS 67010 2361 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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525 N Main St, Garden Plain, KS 67050 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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125 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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7850 College Blvd, Overland Park, KS 66210 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $745,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.5% | 50% | $295,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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100 E 30th Ave, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Members Mortgage Services, LLC
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FHA, VA | 3 | 1.4% | 100% | $251,666 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA | 15 | 6.8% | 94.4% | $139,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, USDA | 10 | 4.6% | 100% | $264,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 9 | 4.1% | 100% | $236,111 | |
Mortgage Research Center
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VA | 9 | 4.1% | 100% | $312,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.7% | 77.8% | $281,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2.7% | 85.7% | $180,000 | |
Planet Home Lending, LLC
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Conventional, FHA, USDA | 6 | 2.7% | 100% | $213,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 2.7% | 100% | $296,666 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 5 | 2.3% | 100% | $277,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 5 | 2.3% | 100% | $235,000 | |
Premier Members Credit Union
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Conventional | 5 | 2.3% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 1.8% | 100% | $252,500 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 3 | 1.4% | 75% | $298,333 | View |
Nationstar Mortgage
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Conventional, VA | 3 | 1.4% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 1.4% | 100% | $735,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.4% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 1.4% | 100% | $238,333 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $200,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.9% | 100% | $260,000 | |
Canopy Mortgage, LLC
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FHA | 2 | 0.9% | 100% | $225,000 | |
Newrez LLC
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FHA | 2 | 0.9% | 50% | $350,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.9% | 100% | $75,000 | |
Weichert Financial Services
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Conventional | 2 | 0.9% | 100% | $295,000 | |
American Financial Resources LLC
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USDA | 1 | 0.5% | 100% | $115,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.5% | 100% | $195,000 | |
Regent Financial Group
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 20% | $425,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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C3.9 ★Texas Ratio: 28.53% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $195,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Valley Center Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valley Center, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Valley Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valley Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valley Center, KS
Use these to narrow the list above. Each category shows how many Valley Center, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Valley Center, KS
Independent mortgage companies closed 51.6 percent of home loans in Valley Center, Kansas in 2025, banks 31.5 percent and credit unions 16.9 percent. Members Mortgage Services, LLC was the largest mortgage company, Halstead Bank the largest bank and Meritrust Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Halstead Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valley Center, KS
By home loans closed in 2025, Halstead Bank was the largest mortgage lender in Valley Center, Kansas with 11 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Valley Center, Kansas in 2025, led by Pennymac Loan Services LLC with 4. 13 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 11 credit unions closed home loans in Valley Center, Kansas in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valley Center, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valley Center, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valley Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
