Mortgage Lenders and Brokers in Osawatomie, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Osawatomie, Kansas mortgage lenders include Landmark National BankLandmark National Bank600 Main St, Osawatomie, KS 66064A+5.0 ★Texas Ratio: 5.97%, First Option BankFirst Option Bank601 Main St, Osawatomie, KS 66064A4.5 ★Texas Ratio: 2.64%, Great Southern BankGreat Southern Bank34102 Commerce Dr, De Soto, KS 66018A+5.0 ★Texas Ratio: 1.55%, The First Security BankThe First Security Bank530 Main St, Carbondale, KS 66414, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, Mainstreet Federal Credit UnionMainstreet Federal Credit Union301 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 4.02%, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, The Kansas State BankThe Kansas State Bank602 Ames St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 4.65%, First National Bank of OmahaFirst National Bank of Omaha2828 Shawnee Mission Pkwy, Fairway, KS 66205A+5.0 ★Texas Ratio: 4.82%, and Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Osawatomie, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Osawatomie are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Osawatomie, Kansas
Market share is the lender's share of all home loans closed in Osawatomie, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Osawatomie 600 Main St, Osawatomie, KS 66064 A+5.0 ★Texas Ratio: 5.97% |
Conventional, USDA | 4 | 2.8% | 57.1% | $135,000 | View |
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601 Main St, Osawatomie, KS 66064 A4.5 ★Texas Ratio: 2.64% |
Conventional | 7 | 4.9% | 72.7% | $162,142 | View |
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34102 Commerce Dr, De Soto, KS 66018 A+5.0 ★Texas Ratio: 1.55% |
Conventional, FHA | 6 | 4.2% | 54.5% | $71,666 | View |
The First Security Bank
530 Main St, Carbondale, KS 66414 |
Conventional | 6 | 4.2% | 100% | $90,000 | |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional | 4 | 2.8% | 100% | $177,500 | |
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301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 3 +1 HELOCs |
2.1% | 75% | $75,000 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA | 2 | 1.4% | 100% | $275,000 | View |
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602 Ames St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 2 | 1.4% | 100% | $85,000 | View |
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2828 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 4.82% |
Conventional, USDA | 2 | 1.4% | 100% | $165,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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700 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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8801 Renner Boulevard Suite 401, Lenexa, KS 66219 A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.7% | 50% | $205,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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229 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 3.48% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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840 E Main St, Gardner, KS 66030 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $15,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
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Conventional, USDA | 3 | 2.1% | 100% | $148,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 17.4% | 92.6% | $188,200 | |
Mortgage Research Center
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Conventional, VA | 8 | 5.6% | 100% | $240,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 4.2% | 100% | $238,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 6 | 4.2% | 100% | $168,333 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.8% | 80% | $332,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 2.8% | 100% | $150,000 | |
Primelending
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Conventional, VA | 3 | 2.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.15% |
VA, USDA | 3 | 2.1% | 100% | $218,333 | View |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 1.4% | 66.7% | $180,000 | |
Kind Lending, LLC
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FHA, USDA | 2 | 1.4% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.4% | 66.7% | $35,000 | |
First State Bank of St Charles
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Conventional | 2 | 1.4% | 100% | $200,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.46% |
Conventional, FHA | 2 | 1.4% | 100% | $150,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.7% | 100% | $125,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.7% | 25% | $255,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.7% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.7% | 25% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 75% | $195,000 | |
Guild Mortgage Company
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FHA | 1 | 0.7% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.7% | 100% | $135,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $35,000 | |
Community Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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USDA | 1 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.7% | 100% | $155,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.7% | 50% | $205,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.7% | 100% | $135,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $115,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 100% | $695,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $65,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $295,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Osawatomie Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Osawatomie, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Osawatomie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Osawatomie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Osawatomie, KS
Use these to narrow the list above. Each category shows how many Osawatomie, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Osawatomie, KS
Independent mortgage companies closed 59 percent of home loans in Osawatomie, Kansas in 2025, banks 36.1 percent and credit unions 4.9 percent. Leaderone Financial Corp. was the largest mortgage company, Landmark National Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Landmark National Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Osawatomie, KS
By home loans closed in 2025, Landmark National Bank was the largest mortgage lender in Osawatomie, Kansas with 4 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Osawatomie, Kansas in 2025, led by Rocket Mortgage with 12. 11 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 2 credit unions closed home loans in Osawatomie, Kansas in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Osawatomie, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Osawatomie, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Osawatomie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
