Mortgage Lenders and Brokers in Merriam, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Merriam, Kansas mortgage lenders include US Bank, N.A.US Bank, N.A.8600 Shawnee Mission Pkwy, Merriam, KS 66202A+5.0 ★Texas Ratio: 2.85%, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, Mainstreet Federal Credit UnionMainstreet Federal Credit Union301 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 4.02%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%, Community First National BankCommunity First National Bank210 Tuttle Creek Blvd, Manhattan, KS 66502A+5.0 ★Texas Ratio: 1.41%, Security Bank of Kansas CitySecurity Bank of Kansas City2701 Shawnee Mission Pkwy, Fairway, KS 66205A+5.0 ★Texas Ratio: 0.12%, Umb Bank NAUmb Bank NA400 N Broadway St, Abilene, KS 67410A+5.0 ★Texas Ratio: 1.78%, Bank of America NABank of America NA329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, and Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Merriam, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Merriam are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Merriam, Kansas
Market share is the lender's share of all home loans closed in Merriam, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Merriam 8600 Shawnee Mission Pkwy, Merriam, KS 66202 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +4 HELOCs |
1.2% | 100% | $305,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional, HELOC | 16 +13 HELOCs |
9.4% | 94.1% | $255,625 | |
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301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 6 | 3.5% | 85.7% | $90,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 100% | $215,000 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
1.2% | 50% | $150,000 | View |
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210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 2 | 1.2% | 100% | $260,000 | View |
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2701 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 1.2% | 100% | $170,000 | View |
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400 N Broadway St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $145,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $305,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $185,000 | View |
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14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $285,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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700 E Santa Fe St, Olathe, KS 66061 A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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13010 Commercial Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
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209 Roseport Roadelwood, Elwood, KS 66024 A4.5 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
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Conventional | 2 | 1.2% | 66.7% | $315,000 | |
Rocket Mortgage
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Conventional, VA | 34 | 20% | 85% | $168,235 | |
Fairway Independent Mort Corp
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Conventional | 15 | 8.8% | 100% | $307,666 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 4.1% | 100% | $332,142 | |
Flat Branch Mortgage, Inc.
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Conventional | 7 | 4.1% | 100% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 2.9% | 100% | $253,000 | |
Primelending
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Conventional, FHA | 4 | 2.4% | 100% | $277,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.8% | 100% | $271,666 | |
First State Bank of St Charles
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Conventional | 3 | 1.8% | 100% | $238,333 | |
Community Mortgage, LLC
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Conventional, FHA | 3 | 1.8% | 100% | $241,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.8% | 100% | $351,666 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $325,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.2% | 66.7% | $245,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1.2% | 100% | $340,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 1.2% | 100% | $350,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $290,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $180,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $280,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.2% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.6% | 100% | $245,000 | |
MortgageOne, Inc
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VA | 1 | 0.6% | 100% | $195,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.6% | 100% | $305,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Kearney Trust Company
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $305,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $335,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Merriam Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Merriam, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Merriam? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Merriam in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Merriam, KS
Use these to narrow the list above. Each category shows how many Merriam, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Merriam, KS
Independent mortgage companies closed 64.1 percent of home loans in Merriam, Kansas in 2025, banks 21.8 percent and credit unions 14.1 percent. Leaderone Financial Corp. was the largest mortgage company, US Bank, N.A. the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Communityamerica Federal Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Merriam, KS
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Merriam, Kansas with 2 loans, about 1.2 percent of the market. The largest lender headquartered in Kansas was Communityamerica Federal Credit Union with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Merriam, Kansas in 2025, led by United Wholesale Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Merriam, Kansas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Merriam, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Merriam, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Merriam. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
