Mortgage Lenders and Brokers in Kingman, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingman, Kansas mortgage lenders include Citizens Bank of KansasCitizens Bank of Kansas300 N Main St, Kingman, KS 67068A-4.2 ★Texas Ratio: 0.66%, Peoples Bank and Trust CoPeoples Bank and Trust Co151 N Main St, Kingman, KS 67068A5.0 ★Texas Ratio: 7.49%, Meritrust Federal Credit UnionMeritrust Federal Credit Union610 E Cloud Ave, Andover, KS 67002 8952A+5.0 ★Texas Ratio: 4.29%, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, US Bank, N.A.US Bank, N.A.13020 W Canaan Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2101 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 3.68%, Golden Plains Credit UnionGolden Plains Credit Union120 W 1st St, Ellsworth, KS 67439 3202A+5.0 ★Texas Ratio: 5.93%, Wichita Federal Credit UnionWichita Federal Credit Union3730 W 13th St N, Wichita, KS 67203 4402A5.0 ★Texas Ratio: 9.68%, Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%, and Union State BankUnion State Bank700 N Summit St, Arkansas City, KS 67005A+5.0 ★Texas Ratio: 1.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingman, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingman are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingman, Kansas
Market share is the lender's share of all home loans closed in Kingman, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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300 N Main St, Kingman, KS 67068 A-4.2 ★Texas Ratio: 0.66% |
Conventional, USDA | 10 | 16.4% | 78.6% | $116,000 | View |
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1 office in Kingman 151 N Main St, Kingman, KS 67068 A5.0 ★Texas Ratio: 7.49% |
Conventional | 3 | 4.9% | 100% | $45,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 2 | 3.3% | 100% | $75,000 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $65,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.6% | 100% | $275,000 | View |
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2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $115,000 | View |
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120 W 1st St, Ellsworth, KS 67439 3202 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 1.6% | 100% | $25,000 | View |
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3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68% |
Conventional | 1 | 1.6% | 100% | $55,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 1.6% | 100% | $155,000 | View |
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700 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 1.6% | 100% | $125,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.6% | 100% | $225,000 | View |
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6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.6% | 100% | $15,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Citizens State Bank of Cheney
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Conventional | 3 | 4.9% | 100% | $35,000 | |
Conway Bank
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Conventional | 1 | 1.6% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, USDA | 4 | 6.6% | 100% | $97,500 | View |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 4 | 6.6% | 100% | $125,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.3% | 100% | $110,000 | |
Rocket Mortgage
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FHA, VA | 2 | 3.3% | 66.7% | $130,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 3.3% | 100% | $90,000 | |
Newrez LLC
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Conventional, FHA | 2 | 3.3% | 100% | $80,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 3.3% | 100% | $165,000 | |
Pentagon Federal Credit Union
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Conventional | 2 | 3.3% | 66.7% | $145,000 | |
Ark-La-Tex Financial Services LLC
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VA, USDA | 2 | 3.3% | 100% | $160,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 1.6% | 100% | $295,000 | |
AmWest Funding Corp
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Conventional | 1 | 1.6% | 100% | $85,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.6% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.6% | 100% | $155,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $115,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.6% | 100% | $75,000 | |
Nationstar Mortgage
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VA | 1 | 1.6% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 100% | $75,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.6% | 100% | $395,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.6% | 100% | $75,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kingman Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingman, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Kingman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingman in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingman, KS
Use these to narrow the list above. Each category shows how many Kingman, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Kingman, KS
Independent mortgage companies closed 42.6 percent of home loans in Kingman, Kansas in 2025, banks 47.5 percent and credit unions 9.8 percent. Guild Mortgage Company was the largest mortgage company, Citizens Bank of Kansas the largest bank and Meritrust Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Citizens Bank of Kansas led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingman, KS
By home loans closed in 2025, Citizens Bank of Kansas was the largest mortgage lender in Kingman, Kansas with 10 loans, about 16.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Kingman, Kansas in 2025, led by Arvest Bank with 1. 8 lenders closed VA loans, led by Guild Mortgage Company, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Kingman, Kansas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingman, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingman, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
