Mortgage Lenders and Brokers in Orange City, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orange City, Iowa mortgage lenders include American State BankAmerican State Bank901 8th St Se, Orange City, IA 51041A+5.0 ★Texas Ratio: 5.50%, The Security National Bank of Sioux City, IowaThe Security National Bank of Sioux City, Iowa122 Central Ave Nw, Orange City, IA 51041A+5.0 ★Texas Ratio: 1.49%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, Peoples BankPeoples Bank71 Hardy St, Akron, IA 51001A5.0 ★Texas Ratio: 6.85%, Midstates Bank NAMidstates Bank NA206 N Elm St, Avoca, IA 51521A+5.0 ★Texas Ratio: 1.89%, Premier BankPremier Bank227 Main St, Doon, IA 51235A5.0 ★Texas Ratio: 11.19%, Rivers Edge BankRivers Edge Bank722 Central Ave, Hawarden, IA 51023A+5.0 ★Texas Ratio: 1.34%, Manufacturers Bank & Trust CoManufacturers Bank & Trust Co300 1st Ave N, Clear Lake, IA 50428A+5.0 ★Texas Ratio: 5.80%, Greater Iowa Credit UnionGreater Iowa Credit Union801 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 8.43%, and PrimebankPrimebank37 1st Ave Nw, Le Mars, IA 51031A-4.9 ★Texas Ratio: 16.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orange City, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orange City are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orange City, Iowa
Market share is the lender's share of all home loans closed in Orange City, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Orange City 901 8th St Se, Orange City, IA 51041 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 36 | 38.3% | 100% | $260,833 | View |
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1 office in Orange City 122 Central Ave Nw, Orange City, IA 51041 A+5.0 ★Texas Ratio: 1.49% |
Conventional | 8 | 8.5% | 88.9% | $366,250 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 6 +5 HELOCs |
6.4% | 100% | $268,333 | View |
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71 Hardy St, Akron, IA 51001 A5.0 ★Texas Ratio: 6.85% |
Conventional, USDA | 4 | 4.3% | 100% | $240,000 | View |
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206 N Elm St, Avoca, IA 51521 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 2 | 2.1% | 100% | $215,000 | View |
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227 Main St, Doon, IA 51235 A5.0 ★Texas Ratio: 11.19% |
Conventional | 2 | 2.1% | 100% | $140,000 | View |
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722 Central Ave, Hawarden, IA 51023 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
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300 1st Ave N, Clear Lake, IA 50428 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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37 1st Ave Nw, Le Mars, IA 51031 A-4.9 ★Texas Ratio: 16.11% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
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419 Sherman Ave, Ackley, IA 50601 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 1.1% | 100% | $25,000 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional | 11 | 11.7% | 100% | $224,090 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 9 | 9.6% | 100% | $159,444 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 2.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 1.1% | 100% | $395,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 50% | $345,000 | |
Endeavor Capital, LLC
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FHA | 1 | 1.1% | 100% | $205,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.1% | 100% | $375,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.1% | 100% | $225,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Orange City Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orange City, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Orange City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orange City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orange City, IA
Use these to narrow the list above. Each category shows how many Orange City, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Orange City, IA
Independent mortgage companies closed 29.8 percent of home loans in Orange City, Iowa in 2025, banks 68.1 percent and credit unions 2.1 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, American State Bank the largest bank and Greater Iowa Credit Union the largest credit union. Among lenders headquartered in Iowa, American State Bank led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orange City, IA
By home loans closed in 2025, American State Bank was the largest mortgage lender in Orange City, Iowa with 36 loans, about 38.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Orange City, Iowa in 2025, led by Homeowners Financial Group, LLC with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 3 credit unions closed home loans in Orange City, Iowa in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orange City, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orange City, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orange City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
