Mortgage Lenders and Brokers in Onawa, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Onawa, Iowa mortgage lenders include Great Southern BankGreat Southern Bank921 Iowa Ave, Onawa, IA 51040A+5.0 ★Texas Ratio: 1.55%, BankFirstBankFirst902 10th St, Onawa, IA 51040A+5.0 ★Texas Ratio: 3.25%, United Bank of IowaUnited Bank of Iowa21945 State Highway 175, Onawa, IA 51040A+5.0 ★Texas Ratio: 1.70%, US Bank, N.A.US Bank, N.A.1030 10th St, Onawa, IA 51040A+5.0 ★Texas Ratio: 2.85%, PrimebankPrimebank37 1st Ave Nw, Le Mars, IA 51031A-4.9 ★Texas Ratio: 16.11%, Central BankCentral Bank2805 N Ankeny Blvd, Ankeny, IA 50023A+5.0 ★Texas Ratio: 2.72%, The Security National Bank of Sioux City, IowaThe Security National Bank of Sioux City, Iowa251 Reed St, Akron, IA 51001A+5.0 ★Texas Ratio: 1.49%, Availa BankAvaila Bank1530 S Duff Ave, Ames, IA 50010A+5.0 ★Texas Ratio: 1.89%, Shelby County State BankShelby County State Bank155 S Elm St, Avoca, IA 51521, and Premier Credit UnionPremier Credit Union520 Grand Ave, Ames, IA 50010A5.0 ★Texas Ratio: 10.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Onawa, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Onawa are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Onawa, Iowa
Market share is the lender's share of all home loans closed in Onawa, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Onawa 921 Iowa Ave, Onawa, IA 51040 A+5.0 ★Texas Ratio: 1.55% |
Conventional, FHA, USDA | 6 | 12.8% | 75% | $153,333 | View |
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1 office in Onawa 902 10th St, Onawa, IA 51040 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 5 | 10.6% | 100% | $141,000 | View |
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1 office in Onawa 21945 State Highway 175, Onawa, IA 51040 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 3 | 6.4% | 100% | $111,666 | View |
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1 office in Onawa 1030 10th St, Onawa, IA 51040 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 4.3% | 100% | $165,000 | View |
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37 1st Ave Nw, Le Mars, IA 51031 A-4.9 ★Texas Ratio: 16.11% |
Conventional | 2 | 4.3% | 100% | $180,000 | View |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 2.1% | 100% | $165,000 | View |
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251 Reed St, Akron, IA 51001 A+5.0 ★Texas Ratio: 1.49% |
Conventional | 1 | 2.1% | 100% | $45,000 | View |
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1530 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 2.1% | 100% | $105,000 | View |
Shelby County State Bank
155 S Elm St, Avoca, IA 51521 |
Conventional | 1 | 2.1% | 100% | $35,000 | |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional, FHA, VA | 3 | 6.4% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 8.5% | 57.1% | $130,000 | |
Mortgage Research Center
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VA | 4 | 8.5% | 100% | $197,500 | |
American National Bank
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Conventional, FHA | 2 | 4.3% | 100% | $75,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 2.1% | 100% | $135,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.1% | 50% | $115,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 2.1% | 100% | $95,000 | |
VanDyk Mortgage Corporation
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VA | 1 | 2.1% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 2.1% | 100% | $155,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 2.1% | 100% | $125,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 2.1% | 100% | $145,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 2.1% | 100% | $185,000 | |
Endeavor Capital, LLC
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FHA | 1 | 2.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.29% |
Conventional | 1 | 2.1% | 100% | $155,000 | View |
Spring Eq, LLC
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Conventional | 1 | 2.1% | 100% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 2.1% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | 0% |
Onawa Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Onawa, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Onawa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Onawa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Onawa, IA
Use these to narrow the list above. Each category shows how many Onawa, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Onawa, IA
Independent mortgage companies closed 42.6 percent of home loans in Onawa, Iowa in 2025, banks 55.3 percent and credit unions 2.1 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Great Southern Bank the largest bank and Premier Credit Union the largest credit union. Among lenders headquartered in Iowa, United Bank of Iowa led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Onawa, IA
By home loans closed in 2025, Great Southern Bank was the largest mortgage lender in Onawa, Iowa with 6 loans, about 12.8 percent of the market. The largest lender headquartered in Iowa was United Bank of Iowa with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Onawa, Iowa in 2025, led by Great Southern Bank with 3. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in Onawa, Iowa in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Onawa, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Onawa, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Onawa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
