Farley, Iowa mortgage lenders include Umb Bank NAUmb Bank NA309 1st St S, Farley, IA 52046A+5.0 ★Texas Ratio: 1.78%, Fidelity Bank & TrustFidelity Bank & Trust107 S Garnavillo St, Anamosa, IA 52205A5.0 ★Texas Ratio: 12.05%, Dupaco Community Credit UnionDupaco Community Credit Union5865 Saratoga Rd, Asbury, IA 52002A+5.0 ★Texas Ratio: 3.87%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, DuTrac Community Credit UnionDuTrac Community Credit Union2770 Middle Rd, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 4.87%, Community Savings BankCommunity Savings Bank100 1st Ave Ne, Cedar Rapids, IA 52401A5.0 ★Texas Ratio: 6.98%, AIM Credit UnionAIM Credit Union337 N Roosevelt Ave, Burlington, IA 52601A+5.0 ★Texas Ratio: 2.85%, Collins Community Credit UnionCollins Community Credit Union5908 Winterberry Dr, Cedar Falls, IA 50613B4.6 ★Texas Ratio: 20.10%, Midwestone BankMidwestone BankIowa City, IA, and Residential Mortgage Network, Inc.Residential Mortgage Network, Inc.Iowa City, IA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farley, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farley are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Farley, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Farley 309 1st St S, Farley, IA 52046 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $65,000 | View |
|
107 S Garnavillo St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 12.05% |
Conventional | 30 | 35.7% | 100% | $172,000 | View |
|
5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 21 +13 HELOCs |
25% | 95.5% | $231,666 | View |
|
104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, USDA, HELOC | 7 +1 HELOCs |
8.3% | 100% | $176,428 | View |
|
2770 Middle Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.87% |
Conventional | 5 | 6% | 100% | $335,000 | View |
|
100 1st Ave Ne, Cedar Rapids, IA 52401 A5.0 ★Texas Ratio: 6.98% |
Conventional | 2 | 2.4% | 100% | $140,000 | View |
|
337 N Roosevelt Ave, Burlington, IA 52601 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 100% | $395,000 | View |
|
5908 Winterberry Dr, Cedar Falls, IA 50613 B4.6 ★Texas Ratio: 20.10% |
Conventional | 1 | 1.2% | 50% | $175,000 | View |
Midwestone Bank
|
Conventional, USDA, HELOC | 7 +19 HELOCs |
8.3% | 100% | $236,428 | |
Residential Mortgage Network, Inc.
|
FHA | 1 | 1.2% | 100% | $265,000 | |
Servion
|
Conventional, FHA | 2 | 2.4% | 100% | $140,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 1.2% | 100% | $355,000 | View |
Pennymac Loan Services LLC
|
FHA | 1 | 1.2% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 1.2% | 100% | $55,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.2% | 100% | $205,000 | |
|
D3.4 ★Texas Ratio: 33.80% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Farley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Farley, IA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 6 percent of home loans in Farley, Iowa in 2025, banks 51.2 percent and credit unions 42.9 percent. Residential Mortgage Network, Inc. was the largest mortgage company, Umb Bank NA the largest bank and Dupaco Community Credit Union the largest credit union. Among lenders headquartered in Iowa, Fidelity Bank & Trust led with 30 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Umb Bank NA was the largest mortgage lender in Farley, Iowa with 1 loans, about 1.2 percent of the market. The largest lender headquartered in Iowa was Fidelity Bank & Trust with 30 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Farley, Iowa in 2025, led by Residential Mortgage Network, Inc. with 1. 1 lenders closed VA loans, led by North American Savings Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 6 credit unions closed home loans in Farley, Iowa in 2025, alongside 4 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farley, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farley, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.