Mortgage Lenders and Brokers in Essex, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Essex, Iowa mortgage lenders include Bank IowaBank Iowa528 Iowa Ave, Essex, IA 51638A5.0 ★Texas Ratio: 12.73%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, Community 1st Credit UnionCommunity 1st Credit Union1420 S Clinton St, Albia, IA 52531 2636B4.4 ★Texas Ratio: 22.12%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Midwest Heritage Bank FSBMidwest Heritage Bank FSB640 Lincoln Way, Ames, IA 50010A5.0 ★Texas Ratio: 9.76%, Glenwood State BankGlenwood State Bank940 Valley View Dr, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 5.81%, Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%, First Interstate BankFirst Interstate Bank2770 8th St Sw, Altoona, IA 50009A+5.0 ★Texas Ratio: 4.72%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Essex, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Essex are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Essex, Iowa
Market share is the lender's share of all home loans closed in Essex, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Essex 528 Iowa Ave, Essex, IA 51638 A5.0 ★Texas Ratio: 12.73% |
Conventional, HELOC | 5 +11 HELOCs |
15.2% | 100% | $215,000 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 3 +1 HELOCs |
9.1% | 100% | $168,333 | View |
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1420 S Clinton St, Albia, IA 52531 2636 B4.4 ★Texas Ratio: 22.12% |
Conventional, HELOC | 2 +1 HELOCs |
6.1% | 100% | $75,000 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 3% | 100% | $155,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 3% | 100% | $195,000 | View |
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940 Valley View Dr, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 3% | 100% | $15,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 3% | 100% | $85,000 | View |
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★ 1 stars, 1 review 2770 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 2 | 6.1% | 100% | $80,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 6.1% | 100% | $190,000 | View |
Mortgage Research Center
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FHA, VA | 2 | 6.1% | 100% | $330,000 | |
New American Funding, LLC.
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FHA | 2 | 6.1% | 66.7% | $195,000 | |
United Wholesale Mortgage
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VA | 1 | 3% | 100% | $185,000 | |
Nbkc Bank
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Conventional | 1 | 3% | 100% | $215,000 | |
Guild Mortgage Company
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FHA | 1 | 3% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 3% | 100% | $285,000 | View |
Planet Home Lending, LLC
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VA | 1 | 3% | 100% | $175,000 | |
Castle & Cooke Mortgage, LLC
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FHA | 1 | 3% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional | 1 | 3% | 100% | $345,000 | |
Navy Federal Credit Union
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VA | 1 | 3% | 100% | $265,000 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 3% | 100% | $155,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 3% | 100% | $355,000 | |
Gershman Investment Corp.
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Conventional | 1 | 3% | 100% | $225,000 |
Essex Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Essex, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Essex? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Essex in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Essex, IA
Use these to narrow the list above. Each category shows how many Essex, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Essex, IA
Independent mortgage companies closed 39.4 percent of home loans in Essex, Iowa in 2025, banks 51.5 percent and credit unions 9.1 percent. Rocket Mortgage was the largest mortgage company, Bank Iowa the largest bank and Community 1st Credit Union the largest credit union. Among lenders headquartered in Iowa, Bank Iowa led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Essex, IA
By home loans closed in 2025, Bank Iowa was the largest mortgage lender in Essex, Iowa with 5 loans, about 15.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Essex, Iowa in 2025, led by New American Funding, LLC. with 2. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Essex, Iowa in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Essex, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Essex, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Essex. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
