MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Iowa / Crescent
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Crescent, Iowa

Crescent, Iowa mortgage lenders include Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Glenwood State BankGlenwood State Bank940 Valley View Dr, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 5.81%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Washington County BankWashington County Bank205 E Erie Street, Missouri Valley, IA 51555A+5.0 ★Texas Ratio: 1.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA435 S Duff Ave, Ames, IA 50010A+5.0 ★Texas Ratio: 3.68%, Availa BankAvaila Bank1530 S Duff Ave, Ames, IA 50010A+5.0 ★Texas Ratio: 1.89%, Malvern BankMalvern Bank404 Main St, Malvern, IA 51551A+5.0 ★Texas Ratio: 3.64%, First National Bank of OmahaFirst National Bank of Omaha2421 W Broadway, Council Bluffs, IA 51501A+5.0 ★Texas Ratio: 4.82%, and Bank of America NABank of America NA2650 University Ave, Des Moines, IA 50311A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Crescent, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crescent are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Crescent, Iowa

Market share is the lender's share of all home loans closed in Crescent, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2510 SW State St, Ankeny, IA 50023
A+5.0 ★Texas Ratio: 4.74%
Conventional, HELOC 5
+5 HELOCs
7% 100% $317,000 View
940 Valley View Dr, Council Bluffs, IA 51503
A+5.0 ★Texas Ratio: 5.81%
Conventional 3 4.2% 100% $275,000 View
111 8th St Se, Altoona, IA 50009
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 2
+2 HELOCs
2.8% 100% $255,000 View
104 8th St SE, Altoona, IA 50009
A5.0 ★Texas Ratio: 10.18%
Conventional 2 2.8% 100% $155,000 View
205 E Erie Street, Missouri Valley, IA 51555
A+5.0 ★Texas Ratio: 1.13%
Conventional 2 2.8% 66.7% $260,000 View
435 S Duff Ave, Ames, IA 50010
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.4% 100% $375,000 View
1530 S Duff Ave, Ames, IA 50010
A+5.0 ★Texas Ratio: 1.89%
Conventional 1 1.4% 100% $785,000 View
404 Main St, Malvern, IA 51551
A+5.0 ★Texas Ratio: 3.64%
Conventional 1 1.4% 100% $585,000 View
2421 W Broadway, Council Bluffs, IA 51501
A+5.0 ★Texas Ratio: 4.82%
HELOC 0
+2 HELOCs
0% n/a View
2650 University Ave, Des Moines, IA 50311
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
100 E Railroad St, Afton, IA 50830
A+5.0 ★Texas Ratio: 1.69%
HELOC 0
+1 HELOCs
0% n/a View
423 Main St, Ames, IA 50010
A5.0 ★Texas Ratio: 6.02%
HELOC 0
+1 HELOCs
0% n/a View
Rocket Mortgage
Conventional, VA 5 7% 71.4% $247,000
American National Bank
Conventional, HELOC 4
+1 HELOCs
5.6% 100% $277,500
A5.0 ★Texas Ratio: 11.31%
Conventional, HELOC 3
+3 HELOCs
4.2% 100% $178,333 View
Cmg Mortgage Inc
Conventional, FHA 3 4.2% 100% $411,666
Flat Branch Mortgage, Inc.
Conventional, FHA, VA 3 4.2% 100% $375,000
Nationstar Mortgage
Conventional 3 4.2% 100% $61,666
Ark-La-Tex Financial Services LLC
Conventional, VA 3 4.2% 100% $445,000
A+5.0 ★Texas Ratio: 1.69%
Conventional 2 2.8% 100% $445,000 View
Better Mortgage Corporation
Conventional, FHA 2 2.8% 100% $370,000
A+5.0 ★Texas Ratio: 2.29%
Conventional 2 2.8% 100% $260,000 View
loanDepot.com LLC
Conventional, HELOC 1
+2 HELOCs
1.4% 100% $295,000
EMM Loans LLC
Conventional 1 1.4% 100% $215,000
A+5.0 ★Texas Ratio: 1.90%
Conventional 1 1.4% 100% $285,000 View
A+5.0 ★Texas Ratio: 3.79%
Conventional 1 1.4% 100% $555,000 View
United Wholesale Mortgage
VA 1 1.4% 100% $405,000
Primelending
Conventional 1 1.4% 100% $505,000
A+5.0 ★Texas Ratio: 0.00%
VA 1 1.4% 100% $395,000 View
Newrez LLC
Conventional 1 1.4% 100% $155,000
Nbkc Bank
Conventional 1 1.4% 100% $365,000
American Financial Network, Inc.
FHA 1 1.4% 100% $285,000
A+5.0 ★Texas Ratio: 0.26%
VA 1 1.4% 100% $455,000 View
Kellogg Midwest Federal Credit Union
Conventional 1 1.4% 100% $95,000
A+4.7 ★Texas Ratio: 0.00%
Conventional 1 1.4% 100% $185,000 View
Castle & Cooke Mortgage, LLC
VA 1 1.4% 100% $395,000
Endeavor Capital, LLC
Conventional 1 1.4% 100% $205,000
Mutual of Omaha Mortgage
Conventional 1 1.4% 100% $535,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 1 1.4% 100% $245,000 View
Fairway Independent Mort Corp
Conventional 1 1.4% 100% $415,000
Navy Federal Credit Union
Conventional 1 1.4% 100% $115,000
21St Mortgage
Conventional 1 1.4% 100% $145,000
Carrington Mortgage Services LLC
Conventional 1 1.4% 100% $225,000
Spring Eq, LLC
Conventional 1 1.4% 33.3% $125,000
A+5.0 ★Texas Ratio: 3.23%
Conventional 1 1.4% 100% $145,000 View
Village Capital & Investment
VA 1 1.4% 100% $335,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Cobalt Credit Union
HELOC 0
+1 HELOCs
0% n/a
First International Bank & Trust
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.08%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Crescent, Iowa

Looking for mortgage lenders near me or mortgage brokers near me in Crescent? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crescent in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Crescent, IA

Use these to narrow the list above. Each category shows how many Crescent, IA lenders fit and what that kind of lender is usually best for.

Who Lends in Crescent, IA

Independent mortgage companies closed 46.5 percent of home loans in Crescent, Iowa in 2025, banks 36.6 percent and credit unions 16.9 percent. Rocket Mortgage was the largest mortgage company, Glenwood State Bank the largest bank and Veridian Credit Union the largest credit union. Among lenders headquartered in Iowa, Veridian Credit Union led with 5 loans.

46.5%
Mortgage companies
36.6%
Banks
16.9%
Credit unions
6%
FHA loans
13%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.

More Iowa Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Crescent, IA

Who is the largest mortgage lender in Crescent, IA?

By home loans closed in 2025, Veridian Credit Union was the largest mortgage lender in Crescent, Iowa with 5 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Crescent, IA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Crescent, Iowa in 2025, led by Cmg Mortgage Inc with 1. 8 lenders closed VA loans, led by Ark-La-Tex Financial Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Crescent, IA lender list?

Yes. 23 banks and 8 credit unions closed home loans in Crescent, Iowa in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Crescent, IA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Crescent, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crescent, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crescent. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.