Mortgage Lenders and Brokers in Millersburg, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Millersburg, Indiana mortgage lenders include Farmers State BankFarmers State Bank400 N Benton St, Millersburg, IN 46543A+5.0 ★Texas Ratio: 0.14%, Interra Credit UnionInterra Credit Union113 W Washington St, Millersburg, IN 46543A+5.0 ★Texas Ratio: 1.39%, The Campbell & Fetter BankThe Campbell & Fetter Bank304 S Orange St, Albion, IN 46701A+5.0 ★Texas Ratio: 0.00%, First State Bank of MiddleburyFirst State Bank of Middlebury1515 Cobblestone Boulevlard, Elkhart, IN 46516A5.0 ★Texas Ratio: 10.52%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, Lake City BankLake City Bank114 W Rochester St, Akron, IN 46910A+5.0 ★Texas Ratio: 2.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, and Crossroads BankCrossroads Bank526 W Connexion Way, Columbia City, IN 46725A5.0 ★Texas Ratio: 12.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Millersburg, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millersburg are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Millersburg, Indiana
Market share is the lender's share of all home loans closed in Millersburg, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Millersburg 400 N Benton St, Millersburg, IN 46543 A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 13 +19 HELOCs |
11.8% | 92.9% | $305,769 | View |
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113 W Washington St, Millersburg, IN 46543 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 14 +38 HELOCs |
12.7% | 88.2% | $319,285 | View |
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304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 10 | 9.1% | 100% | $235,000 | View |
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1515 Cobblestone Boulevlard, Elkhart, IN 46516 A5.0 ★Texas Ratio: 10.52% |
Conventional | 4 | 3.6% | 80% | $192,500 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional | 3 | 2.7% | 100% | $251,666 | View |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 66.7% | $185,000 | View |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 1 +12 HELOCs |
0.9% | 100% | $215,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $215,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 50% | $65,000 | View |
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526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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2410 N Wayne St, Angola, IN 46703 9111 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
FHA | 1 | 0.9% | 100% | $275,000 | View |
Ruoff Mortgage Company
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Conventional, FHA | 10 | 9.1% | 71.4% | $193,000 | |
Royal United Mortgage LLC
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USDA | 1 | 0.9% | 100% | $115,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 7 | 6.4% | 100% | $237,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 4.5% | 83.3% | $271,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 4.5% | 100% | $271,000 | |
Farm Credit Mid-America, Aca
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Conventional | 4 | 3.6% | 80% | $317,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 2.7% | 75% | $248,333 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +2 HELOCs |
1.8% | 100% | $220,000 | |
Everett Financial, Inc.
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Conventional | 2 | 1.8% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.8% | 100% | $375,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $140,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $185,000 | |
Primelending
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FHA | 1 | 0.9% | 100% | $305,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 100% | $175,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.9% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 50% | $105,000 | |
American Financing Corporation
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FHA | 1 | 0.9% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Mortgage Research Center
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VA, Jumbo | 1 | 0.9% | 100% | $815,000 | |
Member First Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.9% | 100% | $245,000 | |
Navy Federal Credit Union
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VA | 1 | 0.9% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.9% | 33.3% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Farmers & Merchants State Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Millersburg Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Millersburg, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Millersburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millersburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Millersburg, IN
Use these to narrow the list above. Each category shows how many Millersburg, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Millersburg, IN
Independent mortgage companies closed 46.4 percent of home loans in Millersburg, Indiana in 2025, banks 35.5 percent and credit unions 18.2 percent. Ruoff Mortgage Company was the largest mortgage company, Farmers State Bank the largest bank and Interra Credit Union the largest credit union. Among lenders headquartered in Indiana, Farmers State Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Millersburg, IN
By home loans closed in 2025, Farmers State Bank was the largest mortgage lender in Millersburg, Indiana with 13 loans, about 11.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Millersburg, Indiana in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by Cardinal Financial Company, Li, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Millersburg, Indiana in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Millersburg, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millersburg, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millersburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
