Mortgage Lenders and Brokers in Clayton, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clayton, Indiana mortgage lenders include North Salem State BankNorth Salem State Bank9 W Kentucky St, Clayton, IN 46118A5.0 ★Texas Ratio: 6.01%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, Citizens BankCitizens Bank99 S Dan Jones Rd, Avon, IN 46123A+5.0 ★Texas Ratio: 0.64%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, and Flagstar Bank NAFlagstar Bank NA2204 N Wayne St, Angola, IN 46703D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clayton, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clayton are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clayton, Indiana
Market share is the lender's share of all home loans closed in Clayton, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clayton 9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01% |
Conventional | 6 | 3.3% | 100% | $190,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 6 +2 HELOCs |
3.3% | 100% | $163,333 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.2% | 80% | $337,500 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 100% | $261,666 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +8 HELOCs |
1.1% | 100% | $140,000 | View |
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10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 75% | $95,000 | View |
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99 S Dan Jones Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 1.1% | 66.7% | $245,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $115,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | View |
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2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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1201 James Ave, Bedford, IN 47421 A5.0 ★Texas Ratio: 8.44% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gvc Mortgage, Inc.
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Conventional, FHA | 11 | 6.1% | 100% | $285,909 | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 9 | 5% | 100% | $213,888 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, USDA | 3 | 1.7% | 100% | $245,000 | |
Elements Financial Federal Cre
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $115,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.6% | 100% | $325,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 9.9% | 79.2% | $163,333 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 18 | 9.9% | 90% | $333,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 8 | 4.4% | 100% | $297,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.3% | 100% | $445,000 | |
Fairway Independent Mort Corp
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Conventional | 6 | 3.3% | 87.5% | $301,666 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 5 +1 HELOCs |
2.8% | 83.3% | $253,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 5 | 2.8% | 100% | $173,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.8% | 83.3% | $221,000 | |
Newrez LLC
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Conventional, FHA | 4 | 2.2% | 80% | $157,500 | |
loanDepot.com LLC
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Conventional | 4 | 2.2% | 66.7% | $242,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2.2% | 100% | $267,500 | |
Nationstar Mortgage
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Conventional | 3 | 1.7% | 75% | $58,333 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $90,000 | |
Milestone Home Lending, LLC
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Conventional | 2 | 1.1% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 2 | 1.1% | 100% | $420,000 | |
First Equity Mortgage Inc
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Conventional | 2 | 1.1% | 100% | $625,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.1% | 50% | $330,000 | |
Tjc Mortgage Inc
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Conventional, VA | 2 | 1.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 1.1% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.86% |
USDA | 1 | 0.6% | 100% | $165,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $245,000 | |
Primelending
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USDA | 1 | 0.6% | 100% | $245,000 | |
Goodleap, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $235,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Howard Hanna Financial Services, Inc
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USDA | 1 | 0.6% | 100% | $175,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.6% | 100% | $235,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.6% | 100% | $245,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.6% | 100% | $295,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.6% | 100% | $195,000 | |
American Financing Corporation
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FHA | 1 | 0.6% | 100% | $235,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.6% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Union Savings Bank
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.6% | 100% | $345,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.6% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.6% | 100% | $345,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $195,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $655,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.6% | 100% | $465,000 | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clayton Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clayton, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Clayton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clayton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clayton, IN
Use these to narrow the list above. Each category shows how many Clayton, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Clayton, IN
Independent mortgage companies closed 78.5 percent of home loans in Clayton, Indiana in 2025, banks 14.9 percent and credit unions 6.6 percent. Gvc Mortgage, Inc. was the largest mortgage company, North Salem State Bank the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, North Salem State Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clayton, IN
By home loans closed in 2025, North Salem State Bank was the largest mortgage lender in Clayton, Indiana with 6 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Clayton, Indiana in 2025, led by DHI Mortgage Company, LTD. with 8. 8 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Clayton, Indiana in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clayton, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clayton, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clayton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
