Bright, Indiana mortgage lenders include Civista BankCivista Bank500 Green Blvd, Aurora, IN 47001A+5.0 ★Texas Ratio: 4.72%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, FCN BankFCN Bank1060 State Road 229, Batesville, IN 47006A+5.0 ★Texas Ratio: 0.13%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, and Wesbanco Bank, Inc.Wesbanco Bank, Inc.701 Highlander Point Dr, Floyds Knobs, IN 47119A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bright, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bright are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Bright, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
500 Green Blvd, Aurora, IN 47001 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 13 +13 HELOCs |
7.3% | 100% | $275,000 | View |
|
104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 12 +22 HELOCs |
6.7% | 76.5% | $206,666 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +17 HELOCs |
2.8% | 71.4% | $201,000 | View |
|
1060 State Road 229, Batesville, IN 47006 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 4 | 2.2% | 100% | $252,500 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $260,000 | View |
|
630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional | 2 | 1.1% | 100% | $200,000 | View |
|
720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $295,000 | View |
|
2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
VA | 1 | 0.6% | 100% | $585,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 14 | 7.8% | 93.3% | $170,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, USDA | 13 | 7.3% | 100% | $265,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 6.7% | 92.3% | $335,833 | |
|
A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 8 +3 HELOCs |
4.5% | 88.9% | $306,250 | View |
Union Home Mortgage Corp.
|
Conventional, VA, HELOC | 8 +2 HELOCs |
4.5% | 100% | $262,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 2.2% | 80% | $187,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.2% | 100% | $252,500 | |
Union Savings Bank
|
Conventional | 4 | 2.2% | 100% | $192,500 | |
The Harrison Building & Loan
|
Conventional | 4 | 2.2% | 100% | $232,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 1.7% | 75% | $368,333 | |
|
A+5.0 ★Texas Ratio: 2.05% |
Conventional | 3 | 1.7% | 100% | $345,000 | View |
loanDepot.com LLC
|
Conventional, FHA | 3 | 1.7% | 60% | $268,333 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional, FHA | 3 | 1.7% | 100% | $331,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 1.7% | 100% | $218,333 | |
Superior Credit Union, Inc.
|
Conventional | 3 | 1.7% | 100% | $451,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 66.7% | $75,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $350,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 1.1% | 100% | $245,000 | View |
Newrez LLC
|
Conventional | 2 | 1.1% | 66.7% | $115,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.1% | 40% | $105,000 | |
Guild Mortgage Company
|
FHA | 2 | 1.1% | 100% | $255,000 | |
Cincinnati Ohio Police Federal Credit Union
|
Conventional | 2 | 1.1% | 100% | $30,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.1% | 75% | $75,000 | |
Mortgage Research Center
|
VA | 2 | 1.1% | 50% | $290,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.1% | 100% | $230,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 1.1% | 50% | $225,000 | |
|
A+5.0 ★Texas Ratio: 2.21% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $45,000 | View |
General Electric Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $135,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.6% | 100% | $435,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $525,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $265,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.6% | 100% | $275,000 | |
Loanunited.Com, LLC
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $585,000 | |
myCUmortgage
|
Conventional | 1 | 0.6% | 100% | $135,000 | |
Honda Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
Service Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $605,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $415,000 | View |
Miami Savings Bank
|
Conventional | 1 | 0.6% | 100% | $615,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
Field & Main Bank
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Pentagon Federal Credit Union
|
VA | 1 | 0.6% | 100% | $555,000 | |
Better Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $525,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 50% | $165,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.6% | 100% | $645,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First State Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cinfed Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
North Side Bank & Trust Company
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Bright? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bright in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Bright, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.2 percent of home loans in Bright, Indiana in 2025, banks 37.4 percent and credit unions 8.4 percent. Ruoff Mortgage Company was the largest mortgage company, Civista Bank the largest bank and Hoosier Hills Credit Union the largest credit union. Among lenders headquartered in Indiana, FCN Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Civista Bank was the largest mortgage lender in Bright, Indiana with 13 loans, about 7.3 percent of the market. The largest lender headquartered in Indiana was FCN Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Bright, Indiana in 2025, led by United Wholesale Mortgage with 7. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in Bright, Indiana in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bright, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bright, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bright. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.