Ashley, Indiana mortgage lenders include Garrett State BankGarrett State Bank502 S Gonser Ave, Ashley, IN 46705A5.0 ★Texas Ratio: 6.21%, Profed Federal Credit UnionProfed Federal Credit Union2410 N Wayne St, Angola, IN 46703 9111A+5.0 ★Texas Ratio: 2.42%, MidWest America Federal Credit UnionMidWest America Federal Credit Union1409 N Wayne St, Angola, IN 46703A+5.0 ★Texas Ratio: 4.56%, Farmers State BankFarmers State Bank1800 N Wayne St, Angola, IN 46703A+5.0 ★Texas Ratio: 0.14%, Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.46%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, 1St Source Bank1St Source Bank518 N Michigan St, Argos, IN 46501A+5.0 ★Texas Ratio: 5.01%, and Interra Credit UnionInterra Credit Union1221 W Plymouth St, Bremen, IN 46506A+5.0 ★Texas Ratio: 1.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ashley, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashley are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ashley, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Ashley 502 S Gonser Ave, Ashley, IN 46705 A5.0 ★Texas Ratio: 6.21% |
Conventional | 3 | 3.8% | 80% | $145,000 | View |
|
2410 N Wayne St, Angola, IN 46703 9111 A+5.0 ★Texas Ratio: 2.42% |
Conventional, HELOC | 9 +3 HELOCs |
11.5% | 90.9% | $177,222 | View |
|
1409 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 5 | 6.4% | 83.3% | $111,000 | |
|
1800 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 2 +1 HELOCs |
2.6% | 66.7% | $285,000 | View |
|
136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 2 | 2.6% | 100% | $390,000 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 2 | 2.6% | 100% | $420,000 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 66.7% | $235,000 | View |
|
307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $165,000 | View |
|
518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 1 | 1.3% | 100% | $215,000 | View |
|
1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 1.3% | 100% | $385,000 | View |
|
★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
|
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.3% | 100% | $405,000 | View |
|
735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.3% | 100% | $425,000 | View |
|
114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Ruoff Mortgage Company
|
Conventional, FHA | 12 | 15.4% | 92.3% | $210,000 | |
Three Rivers Federal Crediit U
|
Conventional | 4 | 5.1% | 80% | $352,500 | |
Gvc Mortgage, Inc.
|
Conventional, FHA | 3 | 3.8% | 100% | $355,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 5.1% | 100% | $315,000 | |
VanDyk Mortgage Corporation
|
USDA | 3 | 3.8% | 100% | $168,333 | |
Nationstar Mortgage
|
Conventional | 3 | 3.8% | 75% | $141,666 | |
Mortgage Research Center
|
FHA, VA | 3 | 3.8% | 100% | $271,666 | |
Rocket Mortgage
|
Conventional | 1 | 1.3% | 50% | $55,000 | |
Goodleap, LLC
|
Conventional | 1 | 1.3% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.3% | 50% | $155,000 | |
Newrez LLC
|
Conventional | 1 | 1.3% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
Pennymac Loan Services LLC
|
FHA | 1 | 1.3% | 100% | $155,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.3% | 100% | $65,000 | |
The Farmers & Merchants State Bank
|
Conventional | 1 | 1.3% | 100% | $135,000 | |
OMNI Community Credit Union
|
Conventional | 1 | 1.3% | 100% | $55,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 1.3% | 100% | $155,000 | |
Lower, LLC
|
FHA | 1 | 1.3% | 100% | $185,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1.3% | 100% | $325,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.3% | 100% | $415,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.3% | 50% | $145,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 1.3% | 50% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 1.3% | 100% | $325,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ashley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ashley, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 51.3 percent of home loans in Ashley, Indiana in 2025, banks 16.7 percent and credit unions 32.1 percent. Ruoff Mortgage Company was the largest mortgage company, Garrett State Bank the largest bank and Profed Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, Garrett State Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Garrett State Bank was the largest mortgage lender in Ashley, Indiana with 3 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Ashley, Indiana in 2025, led by Ruoff Mortgage Company with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in Ashley, Indiana in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ashley, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashley, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.