Mortgage Lenders and Brokers in Stillman Valley, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stillman Valley, Illinois mortgage lenders include Stillman Banccorp NAStillman Banccorp NA101 E Main St, Stillman Valley, IL 61084A+5.0 ★Texas Ratio: 3.99%, Holcomb BankHolcomb Bank504 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 0.32%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, MembersAlliance Credit UnionMembersAlliance Credit Union5286 Nimtz Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 3.08%, Central Bank IllinoisCentral Bank Illinois440 Mulberry St, Andover, IL 61233A-5.0 ★Texas Ratio: 15.39%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%, Byron BankByron Bank200 N Walnut St, Byron, IL 61010A5.0 ★Texas Ratio: 10.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Foresight BankForesight Bank100 Il Route 75 E, Davis, IL 61019A5.0 ★Texas Ratio: 9.91%, and Armed Forces Bank, N.A.Armed Forces Bank, N.A.26 Farragut Avenue, Great Lakes, IL 60088A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stillman Valley, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stillman Valley are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stillman Valley, Illinois
Market share is the lender's share of all home loans closed in Stillman Valley, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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101 E Main St, Stillman Valley, IL 61084 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 18 | 12.7% | 90.9% | $120,555 | View |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 9 | 6.3% | 81.8% | $212,777 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 8 | 5.6% | 100% | $121,250 | View |
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5286 Nimtz Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 5 +1 HELOCs |
3.5% | 100% | $77,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 4 | 2.8% | 100% | $162,500 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 3 +1 HELOCs |
2.1% | 75% | $208,333 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 2 | 1.4% | 100% | $215,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 1.4% | 100% | $205,000 | View |
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100 Il Route 75 E, Davis, IL 61019 A5.0 ★Texas Ratio: 9.91% |
Conventional | 2 | 1.4% | 100% | $215,000 | View |
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26 Farragut Avenue, Great Lakes, IL 60088 A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 1.4% | 100% | $430,000 | View |
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1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 1 | 0.7% | 100% | $485,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 4 | 2.8% | 100% | $190,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.7% | 100% | $5,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.7% | 100% | $325,000 | View |
Rocket Mortgage
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Conventional, FHA | 10 | 7% | 90.9% | $193,000 | |
Greenstate Credit Union
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Conventional, HELOC | 6 +3 HELOCs |
4.2% | 100% | $246,666 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 6 | 4.2% | 100% | $260,000 | |
Mortgage Research Center
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VA | 6 | 4.2% | 100% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.5% | 100% | $321,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 2.8% | 80% | $107,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 2.1% | 42.9% | $158,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.1% | 100% | $118,333 | |
Guild Mortgage Company
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Conventional, VA | 3 | 2.1% | 100% | $268,333 | |
Union Home Mortgage Corp.
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VA | 3 | 2.1% | 100% | $368,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.1% | 75% | $201,666 | |
Newrez LLC
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Conventional | 2 | 1.4% | 50% | $200,000 | |
New Day Financial, LLC.
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VA | 2 | 1.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 2 | 1.4% | 66.7% | $160,000 | View |
First Community Credit Union of Beloit
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $175,000 | |
Kind Lending, LLC
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FHA | 1 | 0.7% | 100% | $285,000 | |
Compeer Financial
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Connexus Credit Union
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Conventional | 1 | 0.7% | 100% | $75,000 | |
First National Bank and Trust
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Conventional | 1 | 0.7% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $275,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.7% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Stillman Valley Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stillman Valley, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Stillman Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stillman Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stillman Valley, IL
Use these to narrow the list above. Each category shows how many Stillman Valley, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Stillman Valley, IL
Independent mortgage companies closed 50 percent of home loans in Stillman Valley, Illinois in 2025, banks 33.1 percent and credit unions 16.9 percent. Guaranteed Rate, Inc. was the largest mortgage company, Stillman Banccorp NA the largest bank and First Northern Credit Union the largest credit union. Among lenders headquartered in Illinois, Stillman Banccorp NA led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stillman Valley, IL
By home loans closed in 2025, Stillman Banccorp NA was the largest mortgage lender in Stillman Valley, Illinois with 18 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Stillman Valley, Illinois in 2025, led by Rocket Mortgage with 5. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Stillman Valley, Illinois in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stillman Valley, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stillman Valley, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stillman Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
